HDFC Superia Card vs HDFC Bank EasyEMI Credit Card

• Convert reward points into miles or vouchers of domestic airlines such as Jet Airways, Air India, etc. and save up to Rs. 8000 a year. Redeem points for miles with over twenty international airlines through KrisFlyer, Singapore Airline's frequent flyer programme  
• Enjoy gaining 50% more reward points at premium restaurants        
• Gain Three reward points for every Rs. 150 spent and exchange them for miles (at 0.7 miles for every point) or gifts from an exclusive reward catalogue. These Reward points are valid for two years.
• Complimentary Priority Pass Membership.
• On fuel transactions, you'll avail 1% Fuel Surcharge waiver ( Minimum transaction of Rs. 400, Maximum Cashback of Rs. 500 per statement cycle)
• Stay protected against unauthorised use while shopping with the EMV Chip Card technology
• Zero liability on the lost card after reporting the loss
• Get up to 50 interest-free days from date of purchase (subject to the submission of charge by the merchant). Enjoy Revolving Credit at a nominal interest rate
• First year's membership free if you spend Rs. 15,000 within the first 90 days
• Renew the membership for free by spending Rs. 75,000 in a year

• Milestone Benefit: Spend Rs. 20000 and more in the first 90 days to get first year membership fee waived off
• Launch Offer: Get Rs. 1000 worth gift vouchers on spends of Rs. 1,00,000 and above in each calendar quarter, for the first year only
• Contactless payment enabled
• Get 5% CashBack on Amazon, Flipkart, Flight and Hotel bookings on shopping via PayZapp and SmartBuy
• Get 2.5% CashBack on all online spends
• Get 1% CashBack on all offline spends and Wallet reloads
• All transactions of Rs. 10,000 and more will be auto converted to EasyEMI for 9 months. Do note that auto conversion will not be applicable on gold, jewellery, and fuel transactions, and the conversion will be processed after 5 business days from the date of transaction
• Zero Lost card liability 
• Up to 50 days of interest free period from the date of purchase
• Revolving Credit is available at a nominal interest rate
• Get 1% fuel surcharge waiver at fuel stations in India on minimum transaction of Rs. 400

Pros

• Complimentary Priority Pass Membership.
• Avail zero liability on the lost card after reporting the loss
• Get first year's membership for free by spending Rs. 15,000 within the first 90 days

Cons

• High-interest rate
• No golf privileges

Pros

• Launch Offer
• Get 5% CashBack on Amazon, Flipkart, Flight and Hotel bookings on shopping via PayZapp and SmartBuy
• Get 2.5% CashBack on all online spends

Cons

• No golf benefits
• No rewards benefits
• No airport lounge access