HDFC Superia Card vs Axis Bank Privilege Credit Card
Joining Fees
₹1,000
₹1,500
Editor's Rating
3.8
4.2
Key Features
- Convert reward points into miles or vouchers of domestic airlines such as Jet Airways, Air India, etc. and save up to Rs. 8000 a year.
- Redeem points for miles with over twenty international airlines through KrisFlyer, Singapore Airline's frequent flyer programme
- Enjoy gaining 50% more reward points at premium restaurants
- On fuel transactions, you'll avail 1% Fuel Surcharge waiver
- Enjoy Revolving Credit at a nominal interest rate
- Milestone Benefit: Avail additional 10,000 Edge reward points worth Rs. 2000 upon achieving spends milestone of Rs. 5 lakh in a card anniversary year
- Annual fees reversal on achieving spends of Rs. 5 Lakhs in the previous card anniversary year
- 2 Complimentary access per calendar quarter to select domestic lounges. Do note to be eligible for the access you have to do 50K spends in prior 3 months
- With EazyDiner, Axis Bank Dining Delights program, get Rs. 1000 off and more
- Fuel surcharge refund on spends at all fuel stations across India. Avail this offer on transactions between Rs. 400 and Rs. 4,000 only.
- Get Axis EDGE REWARD points for transactions and 500+ rewards and offers to redeem points. Avail points for the following transaction: 10 points on every Rs 200 Spent on the credit card domestically/Internationally
- Purchase Protection Plan up to Rs. 1 Lakhs
- Credit Shield 1 Lakh
- Loss Travel Documents Cover up to 300 USD
- Delay of Check-in Baggage cover up to 300 USD
- Loss of Check-in Baggage Cover up to 500 USD
Editor's Review
Pros
- Complimentary Priority Pass Membership.
- Avail zero liability on the lost card after reporting the loss
- Get first year's membership for free by spending Rs. 15,000 within the first 90 days
Cons
- High-interest rate
- No golf privileges
Pros
- Milestone and Activation benefits
- Complimentary Airport Lounge Access
Cons
- No complimentary Golf lessons
- Annual interest rate is too high
