Axis Bank Privilege Credit Card vs Yes FIRST Preferred Credit card
Joining Fees
₹1,500
₹2,499
Editor's Rating
4.2
4.5
Key Features
- Milestone Benefit: Avail additional 10,000 Edge reward points worth Rs. 2000 upon achieving spends milestone of Rs. 5 lakh in a card anniversary year
- Annual fees reversal on achieving spends of Rs. 5 Lakhs in the previous card anniversary year
- 2 Complimentary access per calendar quarter to select domestic lounges. Do note to be eligible for the access you have to do 50K spends in prior 3 months
- With EazyDiner, Axis Bank Dining Delights program, get Rs. 1000 off and more
- Fuel surcharge refund on spends at all fuel stations across India. Avail this offer on transactions between Rs. 400 and Rs. 4,000 only.
- Get Axis EDGE REWARD points for transactions and 500+ rewards and offers to redeem points. Avail points for the following transaction: 10 points on every Rs 200 Spent on the credit card domestically/Internationally
- Purchase Protection Plan up to Rs. 1 Lakhs
- Credit Shield 1 Lakh
- Loss Travel Documents Cover up to 300 USD
- Delay of Check-in Baggage cover up to 300 USD
- Loss of Check-in Baggage Cover up to 500 USD
- Obtain Priority Pass Membership that provides lounge complimentary access
- Avail 25% discount on movie bookings at BookMyShow
- Earn 20,000 Bonus Reward Points on achieving spends of Rs. 7.5 Lakhs or more in each anniversary year
- Four Reward Points per Rs. 100 spent on all other categories
- Avail great offers across travel, dining, shopping, wellness and more, in select cities
Editor's Review
Pros
- Milestone and Activation benefits
- Complimentary Airport Lounge Access
Cons
- No complimentary Golf lessons
- Annual interest rate is too high
Pros
- Get Life Insurance Cover of INR 1 Cr for death due to Flight Accidents
- Earn 2X rewards on Travel Agencies & Tour Operators, Domestic Airlines and Dining
- Low forex markup of 1.75%
- Golf Privileges
Cons
- Low default reward rate
