Axis Bank Privilege Credit Card vs LIC Axis Bank Signature Credit Card

Joining Fees

₹1,500

₹0

Editor's Rating

4.2

4

Key Features

  • Milestone Benefit: Avail additional 10,000 Edge reward points worth Rs. 2000 upon achieving spends milestone of Rs. 5 lakh in a card anniversary year
  • Annual fees reversal on achieving spends of Rs. 5 Lakhs in the previous card anniversary year
  • 2 Complimentary access per calendar quarter to select domestic lounges. Do note to be eligible for the access you have to do 50K spends in prior 3 months
  • With EazyDiner, Axis Bank Dining Delights program, get Rs. 1000 off and more
  • Fuel surcharge refund on spends at all fuel stations across India. Avail  this offer on transactions between Rs. 400 and Rs. 4,000 only.
  • Get Axis EDGE REWARD points for transactions and 500+ rewards and offers to redeem points. Avail points for the following transaction: 10 points on every Rs 200 Spent on the credit card domestically/Internationally
  • Purchase Protection Plan up to Rs. 1 Lakhs
  • Credit Shield 1 Lakh
  • Loss Travel Documents Cover up to 300 USD
  • Delay of Check-in Baggage cover up to 300 USD
  • Loss of Check-in Baggage Cover up to 500 USD
  • Avail 2 Reward points for every Rs. 100 spent on LIC Premium payment and foreign currency transactions
  • Avail 1 Reward point for every Rs. 100 spent on all other transactions except wallet load, fuel, and EMI conversions
  • 8 complimentary domestic airport lounge access per calendar year at selected domestic airports
  • Complimentary lost card liability insurance cover up to credit limit
  • 1% fuel surcharge waiver on all fuel transactions in India. This is valid on transactions between Rs. 400 to Rs. 4000 
  • Get up to 20% off at over 4,000 restaurants in India 
  • Now you can easily convert any transactions of Rs. 2,500 and above into EMIs

Editor's Review

Pros

  • Milestone and Activation benefits
  • Complimentary Airport Lounge Access

Cons 

  • No complimentary Golf lessons
  • Annual interest rate is too high

Pros

  • Avail 2 Reward points for every Rs. 100 spent on LIC Premium payment and foreign currency transactions
  • 8 complimentary domestic airport lounge access per calendar year
  • Complimentary lost card liability insurance cover up to credit limit

Cons

  • No golf benefits are provided
  • No international airport lounge access
  • No Spend Based Waiver


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