HDFC Solitaire Credit Card vs Standard Chartered Ultimate Card
Joining Fees
₹1,000
₹5,000
Editor's Rating
3.2
4.6
Key Features
- Earn 3 reward points for every Rs. 150 you spend
- Get 50% more reward points on dining and grocery expenses
- Redeem reward points for exclusive gifts and offers
- Get vouchers worth Rs. 1000 on spends of Rs 75000 in six months. Earn up to two vouchers a year.
- Redeem your reward points for cashback against outstanding amount on your Credit Card - 100 points = Rs. 20. Save up to Rs. 4000 a year on spends of Rs. 5 lakh
- Get up to Rs. 10,000 cashback on MakeMyTrip
- Earn 5 reward points on every Rs. 150 spent and get maximum benefit with 1 reward point equal to Re 1
- 5% cashback on duty-free spends
- Up to 25% discount at the top 750 restaurants in India
- Access 20 premier golf courses in India and 150 worldwide
- Convert big credit card transactions (starting from Rs. 5,000) into easy EMI with "Kuch Bhi" facility at attractive rates pricing and flexible tenure options
Editor's Review
Pros
- Enjoy redemption of Reward Points against air miles of Jet Airways (Jet Privilege Miles) and Singapore Airlines (KrisFlyer Miles).
- Enjoy savings of up to Rs. 250 in every billing cycle with a 100% fuel surcharge waiver
- Carry zero liability on lost card if reported immediately
Cons
- No golf/coaching sessions
- No complimentary Airport Lounge Access
Pros
- 2% foreign currency markup* fee on overseas spends
- Access to over 1000 airport lounges across the world, with a complimentary Priority Pass membership
- Enjoy a wide range of instant payment solutions like BharatQR, Bharat bill payment solution (BBPS) and Samsung Pay
Cons
- High Annual Fee of Rs. 5,000
- No fee waiver
- No category-specific elevated rates (e.g. Higher cashback rate for grocery spending)
