HDFC Solitaire Credit Card vs BOB Financial Prime
Joining Fees
₹1,000
₹0
Editor's Rating
3.2
3.4
Key Features
- Earn 3 reward points for every Rs. 150 you spend
- Get 50% more reward points on dining and grocery expenses
- Redeem reward points for exclusive gifts and offers
- Get vouchers worth Rs. 1000 on spends of Rs 75000 in six months. Earn up to two vouchers a year.
- Redeem your reward points for cashback against outstanding amount on your Credit Card - 100 points = Rs. 20. Save up to Rs. 4000 a year on spends of Rs. 5 lakh
- Get PRIME against fixed deposit of Rs. 15,000 or more without any income proof
- PRIME is lifetime free, which means Zero First Year and Annual Fees
- 1% fuel surcharge waived for all fuel transactions between Rs 400 - Rs 5,000 (Max. waiver of Rs. 250 per month)
- Convert purchases of more than Rs 2,500 on your card into easy EMIs of 6/12 months
- Free Personal Accidental Death Cover ensures the financial protection of your family
Editor's Review
Pros
- Enjoy redemption of Reward Points against air miles of Jet Airways (Jet Privilege Miles) and Singapore Airlines (KrisFlyer Miles).
- Enjoy savings of up to Rs. 250 in every billing cycle with a 100% fuel surcharge waiver
- Carry zero liability on lost card if reported immediately
Cons
- No golf/coaching sessions
- No complimentary Airport Lounge Access
Pros
- 1% cashback
- No fee
- Minimum deposit of Rs. 15,000
Cons
- No perks or promotions
- No Golf/coaching sessions
- No complimentary Airport Lounge visits
