HDFC Platinum Times Credit Card vs YES Prosperity Rewards Plus Credit Card

Joining Fees

₹1,000

₹499

Editor's Rating

3.4

3.8

Key Features

  • Spend Rs. 2,50,000 in a year and get a waiver of renewal membership fee
  • Complimentary Annual Times Prime Membership- Enjoy offers and subscriptions on top brands such as Gaana Plus, sonyliv, TOI+, Chaayos, and Uber, Myntra and many more
  • Avail offer on Movies/BookMyShow- Get 50% off via BookMyShow on Movie Tickets. The cardholder can purchase a maximum of 4 discounted tickets per card per month. Avail maximum discount of Rs. 600 per transaction, and also get a discount of Rs. 50 on Food and Beverage only once
  • Extra discount of Rs. 1500- Get up to a maximum of 15% off on bills via PayEazy on Eazydiner. Avail 6 months complimentary membership
  • Up to 20% off on online & offline – shopping, wellness & hotel stays at selected partners. city wise offers based offers every single day.
  • Up to 5% Cashback on Utility Bills/Shopping
  • Avail 1% fuel surcharge waiver on fuel transactions between Rs. 400 and Rs. 4000
  • You can convert your big spends into EMI after purchase
  • HDFC Bank Times Platinum Credit Card is enabled for contactless payments
  • Avail 3 Reward Points for every Rs. 150 spent on the card
  • Weekday Dining Bonanza Reward Point
  • Avail 10 Reward Points on every Rs. 150 spent on Dining spends on weekdays
  • 500 Reward Points on each YES PayNow registration
  • 6 Reward Points for every Rs. 200 spent on Groceries & Supermarkets 
  • 4 Reward Points for every Rs. 200 on other categories 
  • Exclusive Catalogue of Products

Editor's Review

Pros

  • Welcome Benefits
  • Complimentary Annual Times Prime Membership
  • Avail offer on Movies/BookMyShow- Get 50% off via BookMyShow on Movie Tickets, and Weekday Dining Bonanza Reward Point

Cons

  • No complimentary Airport Lounge access  
  • No Golf Privileges 

Pros

  • Accelerated Rewards on Supermarkets and Grocery Stores
  • Get 12,000 Bonus Reward Points on achieving spends of Rs. 3.6 Lakhs or more in each anniversary year
  • Fuel Surcharge Waiver 

 

Cons

  • No complimentary Golf Lessons/Sessions 
  • No Complimentary Priority Pass Membership
  • No Airport Lounge access 


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