YES Prosperity Rewards Plus Credit Card vs RBL Bank Mocash Credit Card

• 500 Reward Points on each YES PayNow registration
• 6 Reward Points for every Rs. 200 spent on Groceries & Supermarkets 
• 4 Reward Points for every Rs. 200 on other categories 
• Exclusive Catalogue of Products

* 1 Reward point / Rs. 100 spent except fuel
* 2 Reward points / Rs. 100 on online spends
* Get 10% discount on movie bookings at Bookmyshow, 15 times in a year
* Avail Rs. 1000 shopping voucher on every Rs. 1 lakh spent online, a maximum of 5 times in a year
* Fuel Surcharge Waiver: Get waiver of fuel surcharge up to Rs. 100 a month for fuel transactions between Rs. 500 and Rs. 4000
* MoCash gives the complete flexibility to avail a line of credit within minutes. Anytime transfer funds from the MoCash app to the registered bank account and payback in easy EMIs
* MoCash also provides the convenience of using a physical credit card for retail and online purchases
* Instant Decisioning: Get to know the credit limit on RBL Bank MoCash app within 3 minutes
* No usage No interest: Only pay interest on the amount borrowed
* 24/7 instant funds transfer: Transfer funds to the registered bank account whenever desired
* Pay back the loan borrowed in EMIs as per desired tenure
* Convert the Card spends into EMIs from the MoCash app

Pros

• Accelerated Rewards on Supermarkets and Grocery Stores
• Get 12,000 Bonus Reward Points on achieving spends of Rs. 3.6 Lakhs or more in each anniversary year
• Fuel Surcharge Waiver 

Cons

• No complimentary Golf Lessons/Sessions 
• No Complimentary Priority Pass Membership
• No Airport Lounge access 

Pros
* Movie Benefits
* Online Shopping Benefits
* Pay back the loan borrowed in EMIs as per desired tenure and convert the Card spends into EMIs from the MoCash app

Cons
* No golf benefits
* No airmiles
* No complimentary airport lounge access