HDFC Platinum Times Credit Card vs Axis Bank Insta Easy Credit Card

• Spend Rs. 2,50,000 in a year and get a waiver of renewal membership fee
• Complimentary Annual Times Prime Membership- Enjoy offers and subscriptions on top brands such as Gaana Plus, sonyliv, TOI+, Chaayos, and Uber, Myntra and many more
• Avail offer on Movies/BookMyShow- Get 50% off via BookMyShow on Movie Tickets. The cardholder can purchase a maximum of 4 discounted tickets per card per month. Avail maximum discount of Rs. 600 per transaction, and also get a discount of Rs. 50 on Food and Beverage only once
• Extra discount of Rs. 1500- Get up to a maximum of 15% off on bills via PayEazy on Eazydiner. Avail 6 months complimentary membership
• Up to 20% off on online & offline – shopping, wellness & hotel stays at selected partners. city wise offers based offers every single day.
• Up to 5% Cashback on Utility Bills/Shopping
• Avail 1% fuel surcharge waiver on fuel transactions between Rs. 400 and Rs. 4000
• You can convert your big spends into EMI after purchase
• HDFC Bank Times Platinum Credit Card is enabled for contactless payments
• Avail 3 Reward Points for every Rs. 150 spent on the card
• Weekday Dining Bonanza Reward Point
• Avail 10 Reward Points on every Rs. 150 spent on Dining spends on weekdays

• Avail Visa International Global Card Assistance Services  
• Withdrawal as much cash as required
• Avail credit limit of your choice up to maximum of 80% of the  FD principal value 
• No extra charge on purchase transactions for up to 50 days 
• Any application for the Credit Card gets guaranteed approval 
• The Credit Card is equipped with Platinum Chip contactless technology
• 1% fuel surcharge wavier valid on transactions between Rs. 400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month
• On any transactions above Rs. 2500, contact the bank to convert it into EMIs
• Discover unique delectable cuisines with Axis Bank Dining Delights that offers  15% off at partnered restaurants in India 
• Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
• Earn 6 points on Domestic spends for every Rs. 200
• Earn 12  points on International spends for every Rs. 200
• 100  points on  the first online transaction 

Pros

• Welcome Benefits
• Complimentary Annual Times Prime Membership
• Avail offer on Movies/BookMyShow- Get 50% off via BookMyShow on Movie Tickets, and Weekday Dining Bonanza Reward Point

Cons

• No complimentary Airport Lounge access  
• No Golf Privileges 

Pros

• Convert  purchases  to EMI
• Avail Visa International Global Card Assistance Services
• Get a guaranteed approval 

Cons            

• No Golf/coaching sessions
• No Airport Lounge Visits