Compare HDFC Platinum Times Credit Card vs Kotak Urbane Gold Credit Card

Spend Rs. 2,50,000 in a year and get a waiver of renewal membership fee
Complimentary Annual Times Prime Membership- Enjoy offers and subscriptions on top brands such as Gaana Plus, sonyliv, TOI+, Chaayos, and Uber, Myntra and many more
Avail offer on Movies/BookMyShow- Get 50% off via BookMyShow on Movie Tickets. The cardholder can purchase a maximum of 4 discounted tickets per card per month. Avail maximum discount of Rs. 600 per transaction, and also get a discount of Rs. 50 on Food and Beverage only once
Extra discount of Rs. 1500- Get up to a maximum of 15% off on bills via PayEazy on Eazydiner. Avail 6 months complimentary membership
Up to 20% off on online & offline – shopping, wellness & hotel stays at selected partners. city wise offers based offers every single day.
Up to 5% Cashback on Utility Bills/Shopping
Avail 1% fuel surcharge waiver on fuel transactions between Rs. 400 and Rs. 4000
You can convert your big spends into EMI after purchase
HDFC Bank Times Platinum Credit Card is enabled for contactless payments
Avail 3 Reward Points for every Rs. 150 spent on the card
Weekday Dining Bonanza Reward Point
Avail 10 Reward Points on every Rs. 150 spent on Dining spends on weekdays

Avail 3X Reward Points per Rs. 100 spent across all categories
Pay with Reward Points at selected merchant outlets
Spend Rs. 1, 00,000 in a year and get 4 free PVR tickets or 10,000 reward points
If the Credit Card is stolen, get a cover of Rs. 50,000/- against fraudulent usage up to 7 days pre-reporting

Pros

Welcome Benefits
Complimentary Annual Times Prime Membership
Avail offer on Movies/BookMyShow- Get 50% off via BookMyShow on Movie Tickets, and Weekday Dining Bonanza Reward Point

Cons

Pros

Earn 3X Reward Points against retail spends of Rs.100
Get 4 PVR tickets or 10,000 Reward Points on annual
This card is good for those who spend frequently on various categories like retail shopping, groceries, etc.

Cons