HDFC Platinum Times Credit Card vs Samsung Axis Bank Infinite Credit Card

Joining Fees

₹1,000

₹5,000

Editor's Rating

3.4

3

Key Features

  • HDFC Bank Times Platinum Credit Card is enabled for contactless payments
  • Fuel Surcharge Waiver
  • Zero liability on the lost card
  • Get up to 50 days interest-free from the date of purchase (subject to the submission of the charge by the Merchant)
  • The Reward points are valid for 2 years from the date of accumulation
  • You can register the Platinum Credit Card with SmartPay, HDFC Bank's Utility Bill payment service. With this service you’re ensured that all the utility bills are paid on time, conveniently and easily

* Get 10% cashback on Samsung purchases, including on EMI transactions 
* Get 15 EDGE REWARD POINTS on every Rs. 100 spent with the bank's preferred partners such as Bigbasket, Tata1mg, Urban Company, Myntra, and Zomato
* Get 15 EDGE REWARD POINTS on every Rs. 100 spent on all international transactions 
* Avail 5 EDGE REWARD POINTS on every Rs. 100 spent on other domestic transactions
* 8 complimentary domestic airport lounge visits per calendar year
* Get a 1% fuel surcharge waiver at fuel stations in India. This is valid on transactions between Rs. 400 to Rs. 5000
* Get up to 25% off, up to Rs. 800, which can be availed once every month at 4000+ restaurants in India 
* Complimentary 1 year of free EasyDiner prime membership
* Complimentary Priority Pass Membership with 6 complimentary International airport lounge visits in a year
* Easily convert transactions of Rs. 2500 or more into easy EMI
* Annual fee will be waived off on annual spends greater than Rs. 7,00,000

Editor's Review

Pros

  • 25% off on movies and up to 20% off on dining participating restaurants
  • Live GPS location-based offers 365 days on Times Card WebApp
  • 3 Reward Points for every Rs. 150 spent; 10 Reward Points for Rs. 150 spent on weekday dining

Cons

  • No complimentary Airport Lounge access  
  • No Golf Privileges 

Pros

* Get 10% cashback on Samsung purchases, including on EMI transactions 
* 8 complimentary domestic airport lounge visits per calendar year
* Up to 25% off, up to Rs. 800, which can be availed once every month at 4000+ restaurants in India 

Cons

* No golf benefits are provided


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