HDFC Platinum Times Credit Card vs ICICI Bank HPCL Coral Credit Card

Joining Fees

₹1,000

₹199

Editor's Rating

3.4

3

Key Features

  • HDFC Bank Times Platinum Credit Card is enabled for contactless payments
  • Fuel Surcharge Waiver
  • Zero liability on the lost card
  • Get up to 50 days interest-free from the date of purchase (subject to the submission of the charge by the Merchant)
  • The Reward points are valid for 2 years from the date of accumulation
  • You can register the Platinum Credit Card with SmartPay, HDFC Bank's Utility Bill payment service. With this service you’re ensured that all the utility bills are paid on time, conveniently and easily
  • Cash-back and savings on fuel surcharge
  • Earn 2 PAYBACK Points on every Rs. 100 spent on retail purchases except for fuel. Redeem 2000 PAYBACK Points for fuel worth Rs. 500
  • Redeem PAYBACK Points from many options such as movie and travel vouchers to lifestyle products, mobiles, appliances and more
  • Avail of 25% discount, maximum up to Rs. 100 on purchase of minimum two tickets per transaction through www.bookmyshow.com

Editor's Review

Pros

  • 25% off on movies and up to 20% off on dining participating restaurants
  • Live GPS location-based offers 365 days on Times Card WebApp
  • 3 Reward Points for every Rs. 150 spent; 10 Reward Points for Rs. 150 spent on weekday dining

Cons

  • No complimentary Airport Lounge access  
  • No Golf Privileges 

Pros

  • Getting free movie tickets has always made everyone excited – With this card, get Rs. 100 off each time, twice a month
  • 2.5% cashback every time you fill fuel at HPCL pump for more than Rs. 500 each time
  • 1% surcharge on fuel transactions waived off

Cons

  • The ICICI Bank HPCL Coral Credit Card does not provide statement credit
  • No Golf Privileges
  • No Complimentary Airport Lounge access

To apply for ICICI Bank Credit Cards please click here


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