HDFC Platinum Times Credit Card vs RBL Bank ETMoney LoanPass

• Spend Rs. 2,50,000 in a year and get a waiver of renewal membership fee
• Complimentary Annual Times Prime Membership- Enjoy offers and subscriptions on top brands such as Gaana Plus, sonyliv, TOI+, Chaayos, and Uber, Myntra and many more
• Avail offer on Movies/BookMyShow- Get 50% off via BookMyShow on Movie Tickets. The cardholder can purchase a maximum of 4 discounted tickets per card per month. Avail maximum discount of Rs. 600 per transaction, and also get a discount of Rs. 50 on Food and Beverage only once
• Extra discount of Rs. 1500- Get up to a maximum of 15% off on bills via PayEazy on Eazydiner. Avail 6 months complimentary membership
• Up to 20% off on online & offline – shopping, wellness & hotel stays at selected partners. city wise offers based offers every single day.
• Up to 5% Cashback on Utility Bills/Shopping
• Avail 1% fuel surcharge waiver on fuel transactions between Rs. 400 and Rs. 4000
• You can convert your big spends into EMI after purchase
• HDFC Bank Times Platinum Credit Card is enabled for contactless payments
• Avail 3 Reward Points for every Rs. 150 spent on the card
• Weekday Dining Bonanza Reward Point
• Avail 10 Reward Points on every Rs. 150 spent on Dining spends on weekdays

* Instantly transfer funds to bank account through the ETMONEY app whenever required
* The Credit Card is packed with rewards for all spends
* Transfer loan anytime and payback with the convenience of EMI options. One can also easily convert the card spends into EMIs from the ETMONEY app
* Go cashless for all online or offline purchases
* The cardholder can pay back the money in easy EMIs within a few days or a few months
* Pay interest only on the amount that you borrow
* Get 1 Reward point on every Rs. 100 you spend
* Get 2X Rewards on all spends on weekends (Saturday & Sunday). Redeem all reward points at www.rblrewards.com
* Earn 10% cashback on spends at Amazon, Grofers, Uber and Zomato. Maximum monthly cashback will remains Rs. 250
* Avail 1+1 free movie ticket, up to Rs. 200, on BookMyShow once a month for Weekend shows
* Annual Fee for the next year is reversed on spends more than Rs. 1 lakh in a year
* Get additional 1000 Bonus Points on spends of next Rs. 1 lakh (post annual fee reversal) up to 10 times a year
* Fuel Surcharge waiver: Avail waiver of fuel surcharge up to Rs. 100 a month for fuel transactions between Rs. 500 and Rs. 4000

Pros

• Welcome Benefits
• Complimentary Annual Times Prime Membership
• Avail offer on Movies/BookMyShow- Get 50% off via BookMyShow on Movie Tickets, and Weekday Dining Bonanza Reward Point

Cons

• No complimentary Airport Lounge access  
• No Golf Privileges 

Pros
* Earn 10% cashback on spends at Amazon, Grofers, Uber and Zomato. Maximum monthly cashback will remains Rs. 250
* Avail 1+1 free movie ticket, up to Rs. 200, on BookMyShow once a month for Weekend shows
* Fuel Surcharge waiver

Cons
* No golf privileges
* No travel benefits such as airport lounge access or any flight discounts
* No airmiles