ICICI Bank HPCL Coral Credit Card vs Paytm HDFC Bank Business Credit Card
Joining Fees
₹199
₹500
Editor's Rating
3
4.1
Key Features
- Cash-back and savings on fuel surcharge
- Earn 2 PAYBACK Points on every Rs. 100 spent on retail purchases except for fuel. Redeem 2000 PAYBACK Points for fuel worth Rs. 500
- Redeem PAYBACK Points from many options such as movie and travel vouchers to lifestyle products, mobiles, appliances and more
- Avail of 25% discount, maximum up to Rs. 100 on purchase of minimum two tickets per transaction through www.bookmyshow.com
- First Year Fee will be waived upon spending Rs. 30,000 within the first 90 days
- Renewal Year Fee will be waived upon spending Rs. 50,000 in the 12 months period
- Activation Benefit: Avail Rs. 250 worth Gift Voucher upon card activation with 2 transactions in first 30 days
- Milestone Benefit: Avail Rs. 500 worth Gift Voucher on spends of Rs. 1 Lakh in a year (Non-EMI, Non-Wallet and Non-Rental Spends)
- 3% cashpoints on purchases on Paytm [Recharge + Utility + Movies + Mini App]
- 2% cashpoints on all other Select Paytm Spends
- 1% cashpoints on all other Retail Spends
- Utility Bill Payments: Simply register the Credit Card with SmartPay, HDFC Bank's Utility Bill payment service. Be assured all utility bills will be paid on time, conveniently and easily
- Zero cost liability: If the Card gets lost simply report it immediately to HDFC Bank’s 24-hour call centre. After reporting the loss, the cardholder will have a zero liability on any fraudulent transactions made on its card
- 1% fuel surcharge waived of on fuel transactions between transactions of Rs. 400 to Rs. 5,000
- The card is enabled for contactless payments
- Up to 20% discount on partnered restaurants via Dineout
- Quick Loan for Business: Check for term loan eligibility on the credit card for business purposes
- Avail up to 50 days of interest free credit on the Credit Card
Editor's Review
Pros
- Getting free movie tickets has always made everyone excited – With this card, get Rs. 100 off each time, twice a month
- 2.5% cashback every time you fill fuel at HPCL pump for more than Rs. 500 each time
- 1% surcharge on fuel transactions waived off
Cons
- The ICICI Bank HPCL Coral Credit Card does not provide statement credit
- No Golf Privileges
- No Complimentary Airport Lounge access
To apply for ICICI Bank Credit Cards please click here
Pros
- Quick Loan for Business
- Up to 20% discount on partnered restaurants via Dineout
- Welcome Benefit includes getting Paytm First Membership
Cons
- No movie benefits
- No golf benefits
- No airport lounge access
