HDFC Pixel Go Credit Card vs Standard Chartered Platinum Credit Card

• Joining benefits: Avail a joining fee waiver by spending Rs. 10,000 within 90 days of issuance
• In a year, spend Rs. 50,000 or more before the Credit Card's renewal date and get the renewal fee waived off
• Hassle-free, one-click instant conversion of the PIXEL Go credit card outstanding balance to EMIs from the PayZapp
• Zero lost card liability 
• Interest Free Credit Period: Get up to 50 days of interest free credit period from the date of purchase 
• Revolving Credit is available at a nominal interest rate
• Avail up to 25% off on all restaurant bill payments via Swiggy Dineout. Choose from 20000 + restaurants, and the offer is inclusive of Restaurant and Swiggy Discount. It is valid only on payments done via the Swiggy App
• 1% unlimited cashback on all eligible transactions
• When accumulation of 500 PIXEL CashPoints is reached, redeem them easily to the PayZapp Wallet and use them to purchase your choice of brand vouchers within PayZapp digitally. Pixel CashPoints are valid for 2 years from the date of accumulation
• Get 1% fuel surcharge waiver at all fuel stations in India on minimum transaction of Rs. 400 and maximum transaction of Rs. 5,000

• Enjoy the benefit of 5x reward points on dining and fuel spends
• Avail 5 Reward points for every Rs. 150 spent on dining and fuel with no monthly cap on the rewards earned
• For every Rs. 150 spent on all other categories, avail 1 reward point
• Enjoy a wide range of instant payment solutions like BharatQR, Bharat bill payment solution (BBPS) and Samsung Pay
• Convert big credit card transactions (starting from Rs. 5,000) into easy instalments at attractive rates at zero preclosure charges

Pros

• In a year, spend Rs. 50,000 or more before the Credit Card's renewal date and get the renewal fee waived off
• Shop Now and Pay in Parts with flexible low cost EMIs
• Up to 25% discount on partner restaurants via Swiggy Dineout

Cons

• No Golf benefits
• No airport lounge access
• No rewards as such

Pros

• Get more out of your spends with the Standard Chartered Platinum Rewards credit card
• Enjoy host of offers and discounts across shopping, travel, dining and more with exclusive offers on your credit card
• Transfer card balance up to Rs. 5 Lakh at attractive interest rate

Cons

• High-interest rates