HDFC Pixel Go Credit Card vs HDFC Bank Freedom Credit Card
Joining Fees
₹250
₹500
Editor's Rating
3.2
4.3
Key Features
- Joining benefits: Avail a joining fee waiver by spending Rs. 10,000 within 90 days of issuance
- In a year, spend Rs. 50,000 or more before the Credit Card's renewal date and get the renewal fee waived off
- Hassle-free, one-click instant conversion of the PIXEL Go credit card outstanding balance to EMIs from the PayZapp
- Zero lost card liability
- Interest Free Credit Period: Get up to 50 days of interest free credit period from the date of purchase
- Revolving Credit is available at a nominal interest rate
- Avail up to 25% off on all restaurant bill payments via Swiggy Dineout. Choose from 20000 + restaurants, and the offer is inclusive of Restaurant and Swiggy Discount. It is valid only on payments done via the Swiggy App
- 1% unlimited cashback on all eligible transactions
- When accumulation of 500 PIXEL CashPoints is reached, redeem them easily to the PayZapp Wallet and use them to purchase your choice of brand vouchers within PayZapp digitally. Pixel CashPoints are valid for 2 years from the date of accumulation
- Get 1% fuel surcharge waiver at all fuel stations in India on minimum transaction of Rs. 400 and maximum transaction of Rs. 5,000
- Get 10X CashPoints on your favourite merchants such as Big Basket, BookMyshow, OYO, Swiggy, and Uber. Do note a maximum of 2,500 CashPoints can be earned in a calendar month
- Get 5X CashPoints on EMI spends at merchant locations. Do note a maximum of 2,500 CashPoints can be earned in a calendar month
- Earn 1 CashPoint for every Rs. 150 on other spends
- Get up to 20% discount on partnered restaurants via Swiggy Dineout
- Rupay Credit Cardholders can earn 1 RP for every Rs. 150 spent on UPI transactions. The reward points are capped at 500 per calendar month
- Zero lost Card liability
- Avail up to 50 days of interest-free period
- Enjoy Revolving Credit at a nominal interest rate
- Enjoy amazing dining benefits with the Good Food Trail program
- Get up to 20% savings on all restaurant bill payments via Swiggy Dineout, which consists of 20k + restaurants, and the offer is inclusive of Restaurant and Swiggy Discount. This offer is valid only on payments done via the Swiggy App
- 1% Fuel Surcharge waiver on fuel transactions. This is applicable for minimum transaction of Rs. 400 and maximum transaction of Rs. 5,000
- Get 500 CashPoints- this is applicable only on payment of membership fee
- Get the renewal membership fee waived by spending Rs. 50,000 and above in an annual year
- Convert your big spends into EMI after purchase
- The Credit Card is enabled for contactless payments
- Spend Rs. 50,000 or more in a year, before the Credit Card renewal date to get renewal fee waived off
Editor's Review
Pros
- In a year, spend Rs. 50,000 or more before the Credit Card's renewal date and get the renewal fee waived off
- Shop Now and Pay in Parts with flexible low cost EMIs
- Up to 25% discount on partner restaurants via Swiggy Dineout
Cons
- No Golf benefits
- No airport lounge access
- No rewards as such
Pros
- Get 10X CashPoints on your favourite merchants such as Big Basket, BookMyshow, OYO, Swiggy, and Uber
- Get 5X CashPoints on EMI spends at merchant locations, and 1 CashPoint for every Rs. 150 on other spends
- Rupay Credit Cardholders can earn 1 RP for every Rs. 150 spent on UPI transactions
Cons
- No golf benefits are provided
- No international and domestic airport lounge access
- No rewards
