HDFC Doctor’s Superia Credit Card vs HSBC Visa Platinum Credit Card
Joining Fees
₹1,000
₹0
Editor's Rating
3.5
4.3
Key Features
- Avail 3 Reward Points for every Rs. 150 you spend. Accumulate Reward Points and redeem them for air miles on more than 20 international airlines or on any major domestic airline. You can also redeem your Reward Points for exciting gifts from an exclusive rewards catalogue, at the applicable redemption rate.
- Enjoy 50% more reward points on dinner spends.
- Doctor's Superia Credit Card provides protection worth up to Rs. 20 Lakh against costs arising due to professional negligence.
- Get first year fee reversed if you spend Rs. 15,000 in first 90 days of card set-up date and renewal fee reversed if you spend Rs. 1,00,000 in a year prior to the renewal date.
- Nil joining and annual fees
- As welcome offer, when applying for the credit card online and verifying yourself, obtain an Amazon e-gift voucher worth Rs. 250. Spend at least Rs. 5,000 in the first 30 days and win Amazon vouchers worth Rs. 500 (Introductory offers are valid from 1 Jan 2024 till 30 June 2024)
- Convert the points into air miles with Club Vistara, Air India's Flying Returns, Etihad Airways, British Airways and Singapore Airlines
- Up to Rs. 3,000 annual savings on fuel surcharge with credit card waiver
- Avail 2 Reward points for every Rs. 150 spends
- Avail 5X the reward points on any purchase made after spending Rs. 4,00,000 subject to a maximum cap of 15,000 accelerated reward points in an anniversary year
- Zero liability for lost cards- Get insurance coverage for any misuse of the card from 24 hours before reporting it lost, up to Rs. 300,000
- Transfer outstanding balances from other bank credit cards to HSBC credit card and repay in easy monthly installments at a lower interest rate
- Get exclusive access to discounts with selected partners
- If the credit card gets lost, simply cancel it and the bank will issue an emergency card anywhere in the world – it'll only take 3 days
- Cardholder can also be able to take out cash advances, get global access to its accounts, and manage its money on-the-go with 24/7 online access to its account
Editor's Review
Pros
- Renewal Benefit: 1000 reward points
- Any One Accident: Rs 4 Lakh & Deductible: Rs 25,000 for each & every claim
- Reward points validity: Reward points are valid only for 2 years from the date of accumulation.
Cons
- No golf/coaching sessions
- No complimentary Airport Lounge access
Pros
- Convert the points into air miles with Club Vistara, Air India's Flying Returns, Etihad Airways, British Airways and Singapore Airlines
- Up to Rs. 3,000 annual savings on fuel surcharge with credit card waiver
- Avail 5X the reward points on any purchase made after spending Rs. 4,00,000 subject to a maximum cap of 15,000 accelerated reward points in an anniversary year
Cons
- No Airport Lounge access
- No Golf benefits
