HDFC Doctor’s Superia Credit Card vs HSBC Visa Platinum Credit Card
Joining Fees
₹1,000
₹0
Editor's Rating
3.5
4.3
Key Features
- Avail 3 Reward Points for every Rs. 150 you spend. Accumulate Reward Points and redeem them for air miles on more than 20 international airlines or on any major domestic airline. You can also redeem your Reward Points for exciting gifts from an exclusive rewards catalogue, at the applicable redemption rate.
- Enjoy 50% more reward points on dinner spends.
- Doctor's Superia Credit Card provides protection worth up to Rs. 20 Lakh against costs arising due to professional negligence.
- Get first year fee reversed if you spend Rs. 15,000 in first 90 days of card set-up date and renewal fee reversed if you spend Rs. 1,00,000 in a year prior to the renewal date.
- Nil joining and annual fees
- New customers will receive the following welcome privileges on transaction(s) of a minimum Rs. 5000 within 30 days of card issuance: Amazon voucher (worth Rs. 500)
- Air miles conversion on InterMiles, British Airways and Singapore Airlines
- 5-times (5X) rewards on subsequent purchases made after crossing spend amount of Rs. 400,000 with a max 15,000 accelerated reward points in an anniversary year
- Up to Rs. 3,000 annual savings on fuel surcharge
- Zero-liability for lost cards
- Emergency card replacement: If the HSBC Visa Platinum Credit Card gets lost, immediately call Visa Global Assistance Services or HSBC Helpline numbers and have the card cancelled and an emergency card will be issued anywhere in the world in 3 days. The user can also opt to receive emergency cash at over 22,000 outlets globally
- Insurance benefits
- Other benefits include some regular card benefits such as cash advance, additional credit cards, global access, online convenience, 24x7 customer access through Phone Banking
- Enjoy BookMyShow Saturday offer: Buy-one-get-one-free movie tickets on Saturdays- Up to Rs. 250
- On Tata CLiQ get 15% instant discount on selected products in Lifestyle, Electronics and Luxury Categories
- When completing the credit card application online, you can win an Amazon e-gift voucher worth Rs. 250
- The “Airport Lounge Services” Program is applicable to those who meet all requirements
Editor's Review
Pros
- Renewal Benefit: 1000 reward points
- Any One Accident: Rs 4 Lakh & Deductible: Rs 25,000 for each & every claim
- Reward points validity: Reward points are valid only for 2 years from the date of accumulation.
Cons
- No golf/coaching sessions
- No complimentary Airport Lounge access
Pros
- New customers will receive welcome privileges on transaction(s) of a minimum Rs. 5000 within 30 days of card issuance: Amazon voucher (worth Rs. 500)
- Air miles conversion on InterMiles, British Airways and Singapore Airlines
- 5-times (5X) rewards on subsequent purchases made after crossing spend amount of Rs. 400,000 with a max 15,000 accelerated reward points in an anniversary year
Cons
- No golf/coaching sessions
- “Airport Lounge Services” Program is applicable to those who meet all requirements
