Compare HSBC Visa Platinum Credit Card vs Standard Chartered Platinum Rewards Credit Card

Nil joining and annual fees
New customers will receive the following welcome privileges on transaction(s) of a minimum Rs. 5000 within 30 days of card issuance: Amazon voucher (worth Rs. 500)
Air miles conversion on InterMiles, British Airways and Singapore Airlines
5-times (5X) rewards on subsequent purchases made after crossing spend amount of Rs. 400,000 with a max 15,000 accelerated reward points in an anniversary year
Up to Rs. 3,000 annual savings on fuel surcharge
Zero-liability for lost cards
Emergency card replacement: If the HSBC Visa Platinum Credit Card gets lost, immediately call Visa Global Assistance Services or HSBC Helpline numbers and have the card cancelled and an emergency card will be issued anywhere in the world in 3 days. The user can also opt to receive emergency cash at over 22,000 outlets globally
Insurance benefits
Other benefits include some regular card benefits such as cash advance, additional credit cards, global access, online convenience, 24x7 customer access through Phone Banking
Enjoy BookMyShow Saturday offer: Buy-one-get-one-free movie tickets on Saturdays- Up to Rs. 250
On Tata CLiQ get 15% instant discount on selected products in Lifestyle, Electronics and Luxury Categories
When completing the credit card application online, you can win an Amazon e-gift voucher worth Rs. 250
The “Airport Lounge Services” Program is applicable to those who meet all requirements

* Earn 5 reward points for every Rs. 150 spent on dining and fuel with no monthly cap on the rewards earned

* Earn 1 reward point for every Rs. 150 spent on all other categories

* Zero Annual and Joining Fees- Spend Rs 500 or more within 30 days from card issuance to avoid levy of onetime fee of Rs. 250 + GST

* Supplementary Credit Card Facility- By availing this facility, the cardholder can extend all the SCB platinum rewards card benefits to its family members

* This is a Contactless credit card

* Enjoy the enhanced security for online transactions through 3D secure OTP verification

Pros

New customers will receive welcome privileges on transaction(s) of a minimum Rs. 5000 within 30 days of card issuance: Amazon voucher (worth Rs. 500)
Air miles conversion on InterMiles, British Airways and Singapore Airlines
5-times (5X) rewards on subsequent purchases made after crossing spend amount of Rs. 400,000 with a max 15,000 accelerated reward points in an anniversary year

Cons