Compare HSBC Visa Platinum Credit Card vs Standard Chartered Platinum Rewards Credit Card

Nil joining and annual fees
As welcome offer, when applying for the credit card online and verifying yourself, obtain an Amazon e-gift voucher worth Rs. 250. Spend at least Rs. 5,000 in the first 30 days and win Amazon vouchers worth Rs. 500 (Introductory offers are valid from 1 Jan 2024 till 30 June 2024)
Convert the points into air miles with Club Vistara, Air India's Flying Returns, Etihad Airways, British Airways and Singapore Airlines
Up to Rs. 3,000 annual savings on fuel surcharge with credit card waiver
Avail 2 Reward points for every Rs. 150 spends
Avail 5X the reward points on any purchase made after spending Rs. 4,00,000 subject to a maximum cap of 15,000 accelerated reward points in an anniversary year
Zero liability for lost cards- Get insurance coverage for any misuse of the card from 24 hours before reporting it lost, up to Rs. 300,000
Transfer outstanding balances from other bank credit cards to HSBC credit card and repay in easy monthly installments at a lower interest rate
Get exclusive access to discounts with selected partners
If the credit card gets lost, simply cancel it and the bank will issue an emergency card anywhere in the world – it'll only take 3 days
Cardholder can also be able to take out cash advances, get global access to its accounts, and manage its money on-the-go with 24/7 online access to its account

Earn 5 reward points for every Rs. 150 spent on dining and fuel with no monthly cap on the rewards earned
Earn 1 reward point for every Rs. 150 spent on all other categories
Zero Annual and Joining Fees- Spend Rs 500 or more within 30 days from card issuance to avoid levy of onetime fee of Rs. 250 + GST
Supplementary Credit Card Facility- By availing this facility, the cardholder can extend all the SCB platinum rewards card benefits to its family members
This is a Contactless credit card
Enjoy the enhanced security for online transactions through 3D secure OTP verification
Get wide range oof instant payment solutions like Samsung Pay and BharatQR, and Bharat Bill Payment Solution (BBPS)
Avail Online Banking and SC Mobile facility that offers convenience to make online credit card transactions
Convert an entire outstanding balance amounting up to Rs. 5,00,000 into EMIs at zero processing fees

Pros

Convert the points into air miles with Club Vistara, Air India's Flying Returns, Etihad Airways, British Airways and Singapore Airlines
Up to Rs. 3,000 annual savings on fuel surcharge with credit card waiver
Avail 5X the reward points on any purchase made after spending Rs. 4,00,000 subject to a maximum cap of 15,000 accelerated reward points in an anniversary year

Cons