HDFC Doctor’s Superia Credit Card vs SBM ZET Credit Card

• Avail 3 Reward Points for every Rs. 150 you spend. Accumulate Reward Points and redeem them for air miles on more than 20 international airlines or on any major domestic airline. You can also redeem your Reward Points for exciting gifts from an exclusive rewards catalogue, at the applicable redemption rate.
• Enjoy 50% more reward points on dinner spends.
• Doctor's Superia Credit Card provides protection worth up to Rs. 20 Lakh against costs arising due to professional negligence.
• Get first year fee reversed if you spend Rs. 15,000 in first 90 days of card set-up date and renewal fee reversed if you spend Rs. 1,00,000 in a year prior to the renewal date.

• Minimum FD of Rs. 2,000 is required to obtain this secured credit card
• Earn up to 7% Interest on FD
• Credit limit: 90% of FD amount
• A lifetime-free credit card with no renewal fees
• No Income Proof- Easy application with no credit history required
• Exclusive Discounts: Rewards and discounts you’ll love
• Zero interest for 45 days on UPI payments
• 5% Rewards on Amazon
• 8% Rewards on Flipkart
• 20% Rewards on Myntra
• Enjoy up to 15% Rewards on All Major Platforms
• Up to 20% off on Swiggy, Zomato, and BookMyShow

Pros

• Renewal Benefit: 1000 reward points
• Any One Accident: Rs 4 Lakh & Deductible: Rs 25,000 for each & every claim
• Reward points validity: Reward points are valid only for 2 years from the date of accumulation.

Cons

• No golf/coaching sessions
• No complimentary Airport Lounge access

Pros

• Earn up to 7% Interest on FD
• 5% Rewards on Amazon, 8% Rewards on Flipkart, 20% Rewards on Myntra, and up to 15% Rewards on All Major Platforms
• Up to 20% off on Swiggy, Zomato, and BookMyShow

Cons

• No travel benefits
• No golf benefits
• No complimentary domestic or international airport lounge access