HDFC Doctor’s Superia Credit Card vs Axis My Zone RuPay Credit Card

HDFC Doctor’s Superia Credit Card
HDFC Doctor’s Superia Credit Card
HDFC Bank · Mastercard
3.5
₹1,000 / Joining Fees
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VS
Axis My Zone RuPay Credit Card
Axis My Zone RuPay Credit Card
Axis Bank · Rupay
3.9
₹500 / Joining Fees
Apply Now →
Fees
HDFC Bank
Axis Bank
Joining Fees
₹1,000
₹500
Renewal Fees
₹1,000
₹500
Network
Mastercard
Rupay
Editor's Review
3.5
3.9
Free Lounge Access
No
Yes
Features
HDFC Doctor’s Superia Credit Card
  • Avail 3 Reward Points for every Rs. 150 you spend. Accumulate Reward Points and redeem them for air miles on more than 20 international airlines or on any major domestic airline. You can also redeem your Reward Points for exciting gifts from an exclusive rewards catalogue, at the applicable redemption rate.
  • Enjoy 50% more reward points on dinner spends.
  • Doctor's Superia Credit Card provides protection worth up to Rs. 20 Lakh against costs arising due to professional negligence.
  • Get first year fee reversed if you spend Rs. 15,000 in first 90 days of card set-up date and renewal fee reversed if you spend Rs. 1,00,000 in a year prior to the renewal date.
Axis My Zone RuPay Credit Card
  • Get 100% discount on the second movie ticket booked via District app. The maximum discount one can get in a calendar month is Rs. 200                
  • Avail SonyLiv Premium annual subscription worth Rs. 1499 for free on the first spend within first 30 days of card issuance        
  • Customers can be eligible for SonyLiv Premium membership renewal on speading 1.5 lakhs in a card anniversary year.
  • Get flat Rs. 120 off on food delivery at Swiggy
  • 1 complimentary access to selected airport lounges within India per Calendar quarter. This benefit is unlocked on spends of Rs. 50,000 in previous 3 months
  • Earn 4 EDGE REWARD points with every Rs. 200  spent on the credit card
  • 1% fuel surcharge waiver on all fuel transactions in India. Refunded for fuel transactions between Rs. 400 to Rs. 4,000. Maximum benefits up to Rs. 400 per month
  • Earn 1,000 EDGE REWARD Points on achieving annual spends of Rs. 1.5 lakhs in the card anniversary year
  • Save up to Rs. 1,000 at AJIO on minimum purchase of Rs. 2,999 using the coupon code given by the bank
  • On any transaction over Rs. 1,500, convert these purchases to EMI
  • Indulge in delectable cuisines up to Rs. 1000 off at partnered restaurants in India
  • On Wednesdays, receive the following offers:

A. Instant savings of up to 15% on flights and hotels via Makemytrip

B. 10% off on orders via Swiggy

C. 10% off up to Rs. 1000 on Tira

Editor's Review
HDFC Doctor’s Superia Credit Card

Pros

  • Renewal Benefit: 1000 reward points
  • Any One Accident: Rs 4 Lakh & Deductible: Rs 25,000 for each & every claim
  • Reward points validity: Reward points are valid only for 2 years from the date of accumulation.

Cons

  • No golf/coaching sessions
  • No complimentary Airport Lounge access
Axis My Zone RuPay Credit Card

Pros

  • Avail up to Rs. 1000 off at AJIO, on minimum spends of Rs. 2999
  • 1 Complimentary airport lounge access
  • Avail SonyLiv Premium annual subscription worth Rs.1499 on the first spend within first 30 days of card issuance          

Cons

* No golf/coaching sessions

* High interest rate

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