HDFC Doctor’s Superia Credit Card vs HDFC Business MoneyBack Credit Card
Joining Fees
₹1,000
₹500
Editor's Rating
3.5
3
Key Features
- Avail 3 Reward Points for every Rs. 150 you spend. Accumulate Reward Points and redeem them for air miles on more than 20 international airlines or on any major domestic airline. You can also redeem your Reward Points for exciting gifts from an exclusive rewards catalogue, at the applicable redemption rate.
- Enjoy 50% more reward points on dinner spends.
- Doctor's Superia Credit Card provides protection worth up to Rs. 20 Lakh against costs arising due to professional negligence.
- Get first year fee reversed if you spend Rs. 15,000 in first 90 days of card set-up date and renewal fee reversed if you spend Rs. 1,00,000 in a year prior to the renewal date.
- Gain 2X Reward Points, 4 Reward Points, on every Rs. 150 spent online
- Avail 2 Reward Points on all other retail spends, excluding wallet, EMI, and petrol, for every Rs. 150 spent
- Use HDFC Bank Business Moneyback Credit Card for Vendor/supplier and GST payments and enjoy up to 50 days of interest-free credit period
- Earn 2,500 Bonus Reward Points on spends of Rs. 1.8 lakhs or more within your anniversary year
- Redeem reward points as cashback against the statement
- Get 5X Reward Points on Fuel with a maximum 1000 points per month in the first year
- Do note that effective 1st October 2023, 5X RP on fuel transactions will be discontinued
- Up to 50 days interest-free credit period
- Avail 5% Monthly Cashback on Business Essential Spends such as electricity bills, telephone and internet bills, Government and Tax Payments
- Get up to Rs.250 cashback per statement with a minimum monthly spend of Rs.10,000. This offer is applicable only in the first year
- Get 5% cashback on GST payments using Business Credit Card. Offer valid only for the first year after card issuance
- Avail up to 4 Reward Points on every Rs. 150 spent for business payment, redeem reward points to pay credit card bill
- Register your credit card with SmartPay, HDFC Bank's utility bill payment service, and ensure that your utility bills are paid on time, conveniently and easily. You can get an assured cashback of up to Rs. 1800 in the first year, as well as exciting e-vouchers worth up to Rs. 800 for adding two or more bills on Smart Pay
- Zero Lost card liability
- Enjoy Revolving Credit at a nominal interest rate
- 1% fuel surcharge waiver at all fuel stations across India on minimum transactions of Rs. 400 and maximum transactions of Rs. 5000
- Experience wonderful dining benefits with the Good Food Trail program
- Save up to 20% on your restaurant bills at 20,000+ restaurants with Swiggy Dineout. This offer includes discounts from both the restaurant and Swiggy. Valid only for payments made through the Swiggy app
- Milestone Benefit: Earn Bonus 2,500 Bonus Reward Points when spending Rs. 1.8 lakhs in the anniversary year
- Renewal Offer: If you spent Rs.50,000 or more in the previous year, your renewal fee will be waived off
- Convert big spends into EMI after purchase
- The HDFC Bank Business Moneyback Credit Card is equipped with contactless payment technology for added convenience and speed
Editor's Review
Pros
- Renewal Benefit: 1000 reward points
- Any One Accident: Rs 4 Lakh & Deductible: Rs 25,000 for each & every claim
- Reward points validity: Reward points are valid only for 2 years from the date of accumulation.
Cons
- No golf/coaching sessions
- No complimentary Airport Lounge access
Pros
- Gain 2X Reward Points, 4 Reward Points, on every Rs. 150 spent online
- Avail 2 Reward Points on all other retail spends, excluding wallet, EMI, and petrol, for every Rs. 150 spent
- Avail 5% Monthly Cashback on Business Essential Spends
Cons
- No golf benefits are provided
- No airport lounge access
