HDFC Doctor’s Superia Credit Card vs Axis Bank Kwik RuPay Credit Card
Joining Fees
₹1,000
₹0
Editor's Rating
3.5
4.5
Key Features
- Avail 3 Reward Points for every Rs. 150 you spend. Accumulate Reward Points and redeem them for air miles on more than 20 international airlines or on any major domestic airline. You can also redeem your Reward Points for exciting gifts from an exclusive rewards catalogue, at the applicable redemption rate.
- Enjoy 50% more reward points on dinner spends.
- Doctor's Superia Credit Card provides protection worth up to Rs. 20 Lakh against costs arising due to professional negligence.
- Get first year fee reversed if you spend Rs. 15,000 in first 90 days of card set-up date and renewal fee reversed if you spend Rs. 1,00,000 in a year prior to the renewal date.
- Credit Card on UPI
- Get 2 EDGE Reward Points on every Rs. 200 spent on domestic and international transactions
- Get 1% fuel surcharge waiver for fuel spends between Rs. 400 and Rs. 4000
- Zero joining and Annual Fees
- Instantly receive a virtual card on the Kiwi mobile app after getting approved
- Easily activate the credit card and set up UPI PIN to make UPI transactions
Editor's Review
Pros
- Renewal Benefit: 1000 reward points
- Any One Accident: Rs 4 Lakh & Deductible: Rs 25,000 for each & every claim
- Reward points validity: Reward points are valid only for 2 years from the date of accumulation.
Cons
- No golf/coaching sessions
- No complimentary Airport Lounge access
Pros
- 2 EDGE Reward Points on every Rs. 200 spent on domestic and international transactions
- Zero joining and Annual Fees
- Instantly receive a virtual card on the Kiwi mobile app after getting approved
Cons
- No movie benefits
- No golf benefits
- No international and domestic lounge access
