Joining Fees
₹250
₹2,999
Editor's Rating
3.5
4.1
Key Features
* Avail 3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions. The maximum points that can be earned in a calendar month is 500 Points
* Avail 2% Cashpoints on Utility spends. The maximum points that can be earned in a calendar month is 500 Points
* Avail 1% Cashpoints on other spends. The maximum points that can be earned in a calendar month is 500 Points
* Up to 50 days of interest free period on the HDFC Bank UPI RuPay Credit Card from the date of purchase
* Revolving Credit on HDFC Bank UPI RuPay Credit Card is at nominal interest rate
* In an annual year, before the Credit Card's renewal date, spend Rs. 25,000 or more and get renewal fee waived off from second year onwards
Mastercard/Visa/American Express Privileges
a. Avail 4 rounds of complimentary green fees access and up to 50% off on golf games along with 1 complimentary lesson per month at selected golf courses in India
b. Get up to 15% discount on best available room rates and up to 15% discount on F&B at Lalit Hotels
a. Savings of up to 10% on Hertz car rental and up to 35% on Avis Car Rentals
b. Exclusive benefits across 900 luxury hotels worldwide
a. American Express Dining Platform - Discover delectable dining offers and up to 25% discount in your city
b. Complimentary Tablet plus membership - access to VIP upgrades and privileges at hotels in India and around the world
Editor's Review
Pros
* Avail 3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions
* Avail 2% Cashpoints on Utility spends
* Avail 1% Cashpoints on other spends
Cons
* No Golf benefits
* No airport lounge access
* No fuel benefits
Pros
Cons