HDFC Bank UPI RuPay Credit Card vs Amazon Pay ICICI Bank Credit Card

* Avail 3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions. The maximum points that can be earned in a calendar month is 500 Points
* Avail 2% Cashpoints on Utility spends. The maximum points that can be earned in a calendar month is 500 Points
* Avail 1% Cashpoints on other spends. The maximum points that can be earned in a calendar month is 500 Points
* Up to 50 days of interest free period on the HDFC Bank UPI RuPay Credit Card from the date of purchase
* Revolving Credit on HDFC Bank UPI RuPay Credit Card is at nominal interest rate
* In an annual year, before the Credit Card's renewal date, spend Rs. 25,000 or more and get renewal fee waived off from second year onwards

* No joining fee or annual fee
* No limit to the earnings from this card
* No expiry date for the earnings
* Earnings can be used for purchasing 10 crore+ products at Amazon.in and at 100+ partner merchants
* Get complete waiver of 1% on fuel surcharge every time
* No cost EMI – 3&6 month on Amazon.in
* Get 5% cashback on Amazon.in for Amazon Prime customers
* Get 3% cashback on Amazon.in for non-prime customers
* Get 2% cashback on 100+ Amazon Pay partner merchants
* Get 1% cashback on other payments such as shopping, travel, dining, insurance payments, and much more
* ICICI Credit Cards come with an embedded microchip that provides additional security against counterfeiting and duplication of cards.These new Chip cards have an extra layer of security in the form of a Personal Identification Number (PIN)

Please Note: The Earnings will be in the form of Amazon Pay balance.

Pros

* Avail 3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions
* Avail 2% Cashpoints on Utility spends
* Avail 1% Cashpoints on other spends

Cons

* No Golf benefits
* No airport lounge access
* No fuel benefits

Pros

* No cost EMI – 3&6 month on Amazon.in
* Fuel Waiver of 1% on fuel surcharge

Cons
* No Complimentary Airport Lounge access/Travel Benefits/Entertainment Benefits
* No Golf Privileges