Compare HDFC Bank UPI RuPay Credit Card vs Axis Bank Signature Credit Card with Lifestyle Benefits

* Avail 3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions. The maximum points that can be earned in a calendar month is 500 Points
* Avail 2% Cashpoints on Utility spends. The maximum points that can be earned in a calendar month is 500 Points
* Avail 1% Cashpoints on other spends. The maximum points that can be earned in a calendar month is 500 Points
* Up to 50 days of interest free period on the HDFC Bank UPI RuPay Credit Card from the date of purchase
* Revolving Credit on HDFC Bank UPI RuPay Credit Card is at nominal interest rate
* In an annual year, before the Credit Card's renewal date, spend Rs. 25,000 or more and get renewal fee waived off from second year onwards

If Signature Credit card with Lifestyle Benefits is obtained by invitation then the joining fee is Rs. 3000
Annual fee waived upon spending Rs. 3 lakh in the preceding year
50% cashback on movie tickets purchased through BookMyShow
Flexible Spending Limit
Visa Offers Complimentary Airport Lounge Access within India
Complimentary Priority Pass membership
On transactions over Rs. 2500, convert the purchases into EMIs
Avail up to Rs. 2.5 crore for Air Accident Cover
Get 15% off on dining bills at partnered restaurants in India
Avail Fuel Surcharge Waiver that’s valid on transactions between Rs. 400 and Rs. 4000
Get 10 Reward Points per Rs. 200 spent domestically
Get 20 Reward Points on every Rs. 200 spent internationally on
On the first online transaction get 100 Points

Pros

* Avail 3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions
* Avail 2% Cashpoints on Utility spends
* Avail 1% Cashpoints on other spends

Cons

* No Golf benefits
* No airport lounge access
* No fuel benefits

Pros