HDFC Bank Platinum Plus Credit Card vs Spar SBI Card PRIME

Joining Fees

₹500

₹2,999

Editor's Rating

2.5

2.5

Key Features

  • Get 2 reward points for every Rs. 150 spent
  • Avail 50% more rewards for every Rs. 150 spends above Rs. 50,000 per statement cycle
  • Avail up to three add-on cards for free
  • With the EMV Chip technology in the card, stay protected against fraud
  • Zero liability on lost card if reported immediately
  • 50 days of interest-free credit
  • Pay utility and phone bills with ease by registering the card for SmartPay
  • Cumulative milestone benefits up to 58,000 RP worth Rs 14,500
  • On overall annual retail spends of Rs 500,000, avail 20,000 bonus Reward Points
  • On annual spends of Rs 40,000 across all Landmark Stores, earn 6000 bonus Reward Points
  • On annual spends of Rs 100,000 across all Landmark Stores, earn 12,000 bonus Reward Points
  • 1% Fuel Surcharge Waiver 

Editor's Review

Pros

  • 2 reward points for every Rs. 150 spent
  • Avail 50% more rewards for every Rs. 150 spends above Rs. 50,000 per statement cycle
  • Zero liability on lost card if reported immediately

Cons

  • No golf benefits
  • No fuel benefits
  • No airport lounge access

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • Welcome Benefits include getting 12,000 bonus reward points equivalent to Rs. 3,000 on payment of Annual Fees
  • Spar SBI Card PRIME can be used in over 24 million outlets globally, including 3,25,000 outlets in India
  • Avail 20,000 bonus Reward Points on annual spends of Rs 180,000 across all Landmark Stores               

Cons 

  • No Golf/coaching sessions
  • Usage of USD 27 plus applicable taxes will be charged on Spar SBI card PRIME for all visits post the complimentary visits


More comparisions with HDFC Bank Platinum Plus Credit Card

More comparisions with Spar SBI Card PRIME

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