HDFC Bank Platinum Plus Credit Card vs Lifestyle HC SBI Card SELECT
Joining Fees
₹500
₹1,499
Editor's Rating
2.5
2.5
Key Features
- Get 2 reward points for every Rs. 150 spent
- Avail 50% more rewards for every Rs. 150 spends above Rs. 50,000 per statement cycle
- Avail up to three add-on cards for free
- With the EMV Chip technology in the card, stay protected against fraud
- Zero liability on lost card if reported immediately
- 50 days of interest-free credit
- Pay utility and phone bills with ease by registering the card for SmartPay
- 6000 bonus reward points equivalent to Rs. 1500 on payment of Annual Fees
- Welcome benefits include obtaining 6000 bonus reward points equivalent to Rs. 1500 on payment of Annual Fees
- Cumulative milestone benefits up to 34,400 RP worth Rs 8,600
- On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points
Editor's Review
Pros
- 2 reward points for every Rs. 150 spent
- Avail 50% more rewards for every Rs. 150 spends above Rs. 50,000 per statement cycle
- Zero liability on lost card if reported immediately
Cons
- No golf benefits
- No fuel benefits
- No airport lounge access
Pros
- Transfer outstanding balance of other banks’ credit cards to Lifestyle HC SBI Card SELECT, and avail a lower rate of interest and payback in EMIs
- 1% fuel surcharge waiver
- Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies
Cons
- No Golf/coaching sessions
- No complimentary Airport Lounge access
