Spar SBI Card PRIME vs Doctor's SBI Card (in association with IMA)

Spar SBI Card PRIME
Spar SBI Card PRIME
SBI · Visa
2.5
₹2,999 / Joining Fees
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VS
Doctor's SBI Card (in association with IMA)
Doctor's SBI Card (in association with IMA)
SBI · Visa
4
₹1,499 / Joining Fees
Apply Now →
Fees
SBI
SBI
Joining Fees
₹2,999
₹1,499
Renewal Fees
₹2,999
₹1,499
Network
Visa
Visa
Editor's Review
2.5
4
Free Lounge Access
Yes
Yes
Features
Spar SBI Card PRIME
  • Cumulative milestone benefits up to 58,000 RP worth Rs 14,500
  • On overall annual retail spends of Rs 500,000, avail 20,000 bonus Reward Points
  • On annual spends of Rs 40,000 across all Landmark Stores, earn 6000 bonus Reward Points
  • On annual spends of Rs 100,000 across all Landmark Stores, earn 12,000 bonus Reward Points
  • 1% Fuel Surcharge Waiver 
Doctor's SBI Card (in association with IMA)
  • Get up to 8 complimentary visits annually to domestic airport lounges in India
  • 1% fuel surcharge waiver 
  • Add-on cards are available along with the primary card 
  • The card can be used over 1 million Visa or MasterCard ATMs across the world
Editor's Review
Spar SBI Card PRIME

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • Welcome Benefits include getting 12,000 bonus reward points equivalent to Rs. 3,000 on payment of Annual Fees
  • Spar SBI Card PRIME can be used in over 24 million outlets globally, including 3,25,000 outlets in India
  • Avail 20,000 bonus Reward Points on annual spends of Rs 180,000 across all Landmark Stores               

Cons 

  • No Golf/coaching sessions
  • Usage of USD 27 plus applicable taxes will be charged on Spar SBI card PRIME for all visits post the complimentary visits
Doctor's SBI Card (in association with IMA)

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • SBI in association with Indian Medical Association has issued Doctor's SBI Card (IMA) 
  • Avail Professional Indemnity Insurance Cover of Rs. 20 Lakhs 
  • The cardholder can reimburse all defense and legal costs, out of court settlement expenses and court awards as a part of professional indemnity insurance 
  • Renewal fee reversed if the annual spendings cross Rs 2,00,000  

Cons 

  • No Golf/coaching sessions

More comparisons with Spar SBI Card PRIME

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