HDFC Bank Platinum Edge Credit Card vs 6E Rewards XL – Indigo HDFC Bank Credit Card
Joining Fees
₹0
₹1,500
Editor's Rating
3.5
3.8
Key Features
- Renew the credit card’s membership for free by spending Rs 50,000 in a year
- Get 2 reward points for every Rs. 150 spends
- Redeem the points as cash back (100 points = Rs. 10) and use it to pay off outstanding balance
- Redeem the reward points for exciting gifts and air miles with the exclusive MyRewards catalogue, which is the HDFC Bank Credit Card Rewards program
- Avail 50% more reward points at premium restaurants
- Get a waiver of fuel surcharge of up to Rs. 250 in every billing cycle. Save up to Rs. 1800 a year (assuming spends of Rs. 6000 per month)
- Stay protected against unauthorized use of the card when shopping anywhere with the EMV Chip Card technology
- Zero liability on lost card after reporting the loss
- Avail up to 50 interest-free days from date of purchase
- Enjoy Revolving Credit at nominal interest rate
- 50 days of interest-free credit
- Get 5 6E Rewards per Rs. 100 Spends on flights booking on IndiGo App/Website
- Gain 3 6E Rewards per Rs. 100 Spends on Grocery, Dining and Entertainment
- Get 2 6E Rewards per Rs. 100 on all other spends
- You are entitled to 8 complimentary domestic airport lounge accesses per year, which are distributed as 2 accesses per quarter
- Discounted Convenience Fee on IndiGo tickets-Rs.150 per pax
- Exclusive Dining Privileges: Enjoy the benefits of the Good Food Trail Dining program at premium restaurants across top cities
- Markup fee of 2.5% on all foreign currency transactions
- Zero Lost card liability
- Up to 50 days of interest-free period from the date of purchase
- Enjoy Revolving Credit at a nominal interest rate
- Domestic Lounge Access – VISA / Mastercard Card: 8 Complimentary Domestic Lounge Access per calendar year (2 in a quarter)
- Mastercard Offers & Benefits: Cardholders of the 6E Rewards XL- IndiGo HDFC Bank Credit Card can enjoy exclusive offers and benefits curated by Mastercard across various categories including travel, dining, shopping and more
- Convert big spends into EMI after purchase
- The card is enabled for contactless payments
Important update: Starting 1st January 2024, earn 2% 6E Rewards for every Rs. 100 spent on fuel, with a monthly cap of 500 6E Rewards
Editor's Review
Pros
- Get 2 reward points for every Rs. 150 spends
- Redeem the points as cash back (100 points = Rs. 10) and use it to pay off outstanding balance
- Redeem the reward points for exciting gifts and air miles with the exclusive MyRewards catalogue, which is the HDFC Bank Credit Card Rewards program
Cons
- No movie benefits
- No golf benefits
- No international and domestic lounge access
Pros
- Get 8 complimentary domestic lounge access
- Complimentary ticket worth Rs. 3000 as a welcome benefit
- Get 5 6E Rewards per Rs. 100 Spends on flights booking on IndiGo App/Website
Cons
- No golf benefits are provided
- No international airport lounge access
