HDFC Bank Platinum Edge Credit Card vs JetPrivilege HDFC Bank Signature/World
Joining Fees
₹0
₹2,500
Editor's Rating
3.5
4
Key Features
- Renew the credit card’s membership for free by spending Rs 50,000 in a year
- Get 2 reward points for every Rs. 150 spends
- Redeem the points as cash back (100 points = Rs. 10) and use it to pay off outstanding balance
- Redeem the reward points for exciting gifts and air miles with the exclusive MyRewards catalogue, which is the HDFC Bank Credit Card Rewards program
- Avail 50% more reward points at premium restaurants
- Get a waiver of fuel surcharge of up to Rs. 250 in every billing cycle. Save up to Rs. 1800 a year (assuming spends of Rs. 6000 per month)
- Stay protected against unauthorized use of the card when shopping anywhere with the EMV Chip Card technology
- Zero liability on lost card after reporting the loss
- Avail up to 50 interest-free days from date of purchase
- Enjoy Revolving Credit at nominal interest rate
- 50 days of interest-free credit
- Renewal benefits are as follows:
A. Continue getting 3,000 InterMiles upon spending Rs. 6,000 with in first 30 days of Anniversary date
You can also save lots on Flight & Hotel bookings as described below:
A. Rs. 750 Flight Discount vouchers
B. Rs. 1000 Hotel Discount vouchers
- Spend Rs. 3 lakh within 12 months of the Card setup date or within 12 months of Card renewal date to get the renewal fee for the next year waived off
- Gain 6 InterMiles on every Rs. 150 spent on retail spends
- Gain 12 InterMiles on every Rs. 150 spent on every flight ticket booked on http://flights.intermiles.com
- Gain 12 InterMiles on every Rs. 150 spent on every Hotel booked on Interbook.intermiles.com
- Get 5% discount on Etihad Airways Economy Class tickets booked on http://flights.intermiles.com
- Get 10% discount on Etihad Airways Business Class tickets booked on https://flights.intermiles.com
- Get 2.5X bonus InterMiles for Etihad Airways tickets booked on http://flights.intermiles.com
- Domestic Lounge Program: Get access to selected lounges at airports in India with HDFC Bank’s network partners
- VISA Lounge Program: Obtain 16 complimentary visits Per Year (4 per quarter)
- MasterCard Lounge Program: Obtain 16 complimentary visits (4 per quarter)
- Priority Pass Membership: Get the Priority pass membership that provides complimentary enrollment worth $99 into the Priority Pass Program allowing preferential access to more than 600 airport lounges around the world. Primary Card holders can get up to 5 free visits to the International Lounges every year
- 1% fuel surcharge waiver at all fuel stations in India. This is valid on minimum transaction of Rs. 400, and the waiver is capped at Rs. 500 every billing cycle
- Zero liability on lost Card
- Enjoy Revolving Credit at an interest rate of 3.6% per month
- Up to 50 days of free credit period from the date of purchase
- Avail up to 3 Add-on Cards for immediate family members (over 18 years)
- Save up to 20% on dining bills paid through Dineout Pay (15% Dineout Discount + Additional 5% HDFC Bank Discount):
A. Maximum discount per transaction capped at Rs 1000
B. Maximum discount per customer per month capped at Rs 1000
Editor's Review
Pros
- Get 2 reward points for every Rs. 150 spends
- Redeem the points as cash back (100 points = Rs. 10) and use it to pay off outstanding balance
- Redeem the reward points for exciting gifts and air miles with the exclusive MyRewards catalogue, which is the HDFC Bank Credit Card Rewards program
Cons
- No movie benefits
- No golf benefits
- No international and domestic lounge access
Pros
- Joining bonus and renewal benefit
- Base Fare Waiver
- Airport Lounge Access
Cons
- High interest rate
- No golf privileges
