JetPrivilege HDFC Bank Signature/World vs HDFC Millennia Credit Card

• Renewal benefits are as follows:

A. Continue getting 3,000 InterMiles upon spending Rs. 6,000 with in first 30 days of Anniversary date

You can also save lots on Flight & Hotel bookings as described below:

A. Rs. 750  Flight Discount vouchers

B. Rs. 1000  Hotel Discount vouchers 

• Spend Rs. 3 lakh within 12 months of the Card setup date or within 12 months of Card renewal date to get the renewal fee for the next year waived off
• Gain 6 InterMiles on every Rs. 150 spent on retail spends
• Gain 12 InterMiles on every Rs. 150 spent on every flight ticket booked on http://flights.intermiles.com
• Gain 12 InterMiles on every Rs. 150 spent on every Hotel booked on Interbook.intermiles.com
• Get 5% discount on Etihad Airways Economy Class tickets booked on http://flights.intermiles.com
• Get 10% discount on Etihad Airways Business Class tickets booked on https://flights.intermiles.com
• Get 2.5X bonus InterMiles for Etihad Airways tickets booked on http://flights.intermiles.com
• Domestic Lounge Program: Get access to selected lounges at airports in India with HDFC Bank’s network partners
• VISA Lounge Program: Obtain 16 complimentary visits Per Year (4 per quarter)
• MasterCard Lounge Program: Obtain 16 complimentary visits (4 per quarter)
• Priority Pass Membership: Get the Priority pass membership that provides complimentary enrollment worth $99 into the Priority Pass Program allowing preferential access to more than 600 airport lounges around the world. Primary Card holders can get up to 5 free visits to the International Lounges every year
• 1% fuel surcharge waiver at all fuel stations in India. This is valid on minimum transaction of Rs. 400, and the waiver is capped at Rs. 500 every billing cycle
• Zero liability on lost Card
• Enjoy Revolving Credit at an interest rate of 3.6% per month
• Up to 50 days of free credit period from the date of purchase
• Avail up to 3 Add-on Cards for immediate family members (over 18 years)
• Save up to 20% on dining bills paid through Dineout Pay (15% Dineout Discount + Additional 5% HDFC Bank Discount):

A. Maximum discount per transaction capped at Rs 1000

B. Maximum discount per customer per month capped at Rs 1000

• Renewal Offer: Spend Rs. 1 lakh or more in the previous 12 months to waive the renewal membership fee for the next year
• Avail 5% Cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato
• Avail 1% cashback on all other spends
• Get Rs. 1000 worth of gift vouchers on spends of Rs. 1,00,000 and above in each calendar quarter
• Up to 20% discount on partnered restaurants via Swiggy Dineout
• Zero lost card liability
• Up to 50 days of interest-free period from the date of purchase
• Revolving Credit is available at a nominal interest rate 
• Enjoy amazing dining benefits with the Good Food Trail program
• Save up to 20% on your restaurant bill payments at more than 20,000 restaurants with Swiggy Dineout. This offer includes both restaurant and Swiggy discounts and is only available for payments made through the Swiggy App
• Lounge access has been added to the quarterly spend milestone program, effective from December 1, 2023. Once a user achieves a quarterly spend milestone, they can choose to receive either a Dreamfolks airport lounge access voucher or a Rs. 1000 voucher from a list of available brands
• 1% fuel surcharge waiver at all fuel stations in India. This is valid on transactions between Rs. 400 and Rs. 5000 
• Convert big spends into EMI after purchase
• This card is equipped with contactless payment technology for added convenience and speed

Pros

• Joining bonus and renewal benefit
• Base Fare Waiver
• Airport Lounge Access

Cons

• High interest rate
• No golf privileges

Pros

• Get 7% Reward points on every Shoppers Stop spends
• Get 2% Reward points on every Non-Shoppers Stop spends
• Enjoy Complimentary Shoppers Stop Black membership worth Rs. 4500

Cons

• No golf/coaching sessions
• No proper lounge access benefits