HDFC Bank Infinia Metal Edition Credit Card vs RBL Bank Platinum Plus SuperCard

• Metallic Card
• Enjoy complimentary nights and buffet at participating ITC hotels: Book a stay for 3-nights and simply pay for two at participating ITC hotels. Also avail 1+1 complimentary buffet at the participating ITC hotels 
• In the preceding 12 months, spend 10 lakhs or more to avail renewal membership fee waived off for next year. The Renewal benefit 12,500 Reward Points will be availed upon fee realization and card activation
• Enjoy unlimited complimentary golf games at leading courses in India and selected courses across the globe. Unlimited complimentary Golf coaching at selected golf courses in India
• Lowest markup fee of 2% on foreign currency transactions
• Zero Lost card liability 
• Enjoy up to 50 days of interest-free period
• Revolving Credit is available at nominal interest rate
• Global Personal Concierge -24 X 7
• Enjoy unlimited complimentary airport lounge access domestic and international using Priority Pass. This benefit is also available for add-on Priority Pass holders
• Enjoy wonderful dining benefits with the Good Food Trail program: HDFC Bank x Swiggy Dineout - Good food Trail- Indulge in wonderful discounts by obtaining FLAT 15% EXTRA OFF on dining bills at 35K+ restaurants!
• Get 1% fuel surcharge waiver at fuel stations in India on transactions between Rs. 400 and Rs. 1,00,000
• You can convert big spends into EMI after the purchase
• The credit card is enabled for contactless payments 
• Accidental Air Death cover worth Rs. 3 Crore
• Emergency overseas hospitalization up to Rs. 50 lakhs in case of emergency
• Credit Shield Cover for up to Rs. 9 lakhs
• Obtain 5 Reward Points on every Rs. 150 retail spending including Insurance, Utilities and Education
• Earn up to 10 times Reward Points on travel and shopping spends on Smartbuy 

* Avail fuel surcharge waiver up to Rs. 100 per month
* Avail 1 Reward Points per Rs. 100 that you spend on all you desire and like
* Avail 2X Reward Points on online spends, except for online purchases made on Education, Insurance, Utilities, including Bills2Pay, and Wallet Load. The maximum cap is 1,000 Reward Points
* In a year, spend Rs. 1,50,000 and get up to 10,000 Reward Points. Redeem these points at www.rblrewards.com/SuperCard for a range of gift vouchers/hotel stays/air tickets etc.
* Enjoy the BookMyShow Offer: Get 1 + 1 BookMyShow offer on movie tickets, up to Rs. 200 on any one day during the month. This is applicable only on a weekday
* 2 complimentary domestic airport lounges access in India in a year. The maximum limit is 1 complimentary airport lounge access in a quarter
* 24 x 7 Concierge Help Desk
* Global Acceptance
* Access the cash at any ATM in India or Overseas which displays MasterCard/Visa/Cirrus/Maestro sign
* Instantly receive cash and pay back in installments with Dial for Cash program. One can also avail a pre-approved loan without blocking the credit limit of its Card. Get advantage of multiple tenure options
* Avail Split n Pay program and convert purchases of Rs. 3,000 or above into EMIs. Have convenience of paying EMIs at low interest rates at a nominal processing fee
* Use the facility of Transfer n Pay program to transfer outstanding from other bank’s Credit Cards to RBL Bank Platinum Plus SuperCard at lower interest rates and convert it into EMIs

Pros

• Unlimited lounge access at domestic and international airports
• Unlimited complimentary golf games at premier golf courses
• Complimentary nights and buffet at participating ITC hotels

Cons

• The card doesn’t offer any yearly or monthly benefits
• No cashback as such
• Joining fee on higher side

Pros
* Annual Rewards worth Rs. 5000 +
* Complimentary Lounge Access
* Rewards on all spends

Cons
* No golf complimentary benefits
* No airmiles
* No cashback offers