HDFC Bank Infinia Metal Edition Credit Card vs Axis Bank Insta Easy Credit Card

Joining Fees

₹12,500

₹500

Editor's Rating

4.6

3.8

Key Features

  • Metallic Card
  • Enjoy complimentary nights and buffet at participating ITC hotels: Book a stay for 3-nights and simply pay for two at participating ITC hotels. Also avail 1+1 complimentary buffet at the participating ITC hotels 
  • In the preceding 12 months, spend 10 lakhs or more to avail renewal membership fee waived off for next year. The Renewal benefit 12,500 Reward Points will be availed upon fee realization and card activation
  • Enjoy unlimited complimentary golf games at leading courses in India and selected courses across the globe. Unlimited complimentary Golf coaching at selected golf courses in India
  • Lowest markup fee of 2% on foreign currency transactions
  • Zero Lost card liability 
  • Enjoy up to 50 days of interest-free period
  • Revolving Credit is available at nominal interest rate
  • Global Personal Concierge -24 X 7
  • Enjoy unlimited complimentary airport lounge access domestic and international using Priority Pass. This benefit is also available for add-on Priority Pass holders
  • Enjoy wonderful dining benefits with the Good Food Trail program: HDFC Bank x Swiggy Dineout - Good food Trail- Indulge in wonderful discounts by obtaining FLAT 15% EXTRA OFF on dining bills at 35K+ restaurants!
  • Get 1% fuel surcharge waiver at fuel stations in India on transactions between Rs. 400 and Rs. 1,00,000
  • You can convert big spends into EMI after the purchase
  • The credit card is enabled for contactless payments 
  • Accidental Air Death cover worth Rs. 3 Crore
  • Emergency overseas hospitalization up to Rs. 50 lakhs in case of emergency
  • Credit Shield Cover for up to Rs. 9 lakhs
  • Obtain 5 Reward Points on every Rs. 150 retail spending including Insurance, Utilities and Education
  • Earn up to 10 times Reward Points on travel and shopping spends on Smartbuy 
  • Avail Visa International Global Card Assistance Services  
  • Withdrawal as much cash as required
  • Avail credit limit of your choice up to maximum of 80% of the  FD principal value 
  • No extra charge on purchase transactions for up to 50 days 
  • Any application for the Credit Card gets guaranteed approval 
  • The Credit Card is equipped with Platinum Chip contactless technology
  • 1% fuel surcharge wavier valid on transactions between Rs. 400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month
  • On any transactions above Rs. 2500, contact the bank to convert it into EMIs
  • Discover unique delectable cuisines with Axis Bank Dining Delights that offers  15% off at partnered restaurants in India 
  • Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
  • Earn 6 points on Domestic spends for every Rs. 200
  • Earn 12  points on International spends for every Rs. 200
  • 100  points on  the first online transaction 

Editor's Review

Pros

  • Unlimited lounge access at domestic and international airports
  • Unlimited complimentary golf games at premier golf courses
  • Complimentary nights and buffet at participating ITC hotels

Cons

  • The card doesn’t offer any yearly or monthly benefits
  • No cashback as such
  • Joining fee on higher side

Pros

  • Convert  purchases  to EMI
  • Avail Visa International Global Card Assistance Services
  • Get a guaranteed approval 

Cons            

  • No Golf/coaching sessions
  • No Airport Lounge Visits


More comparisions with HDFC Bank Infinia Metal Edition Credit Card

More comparisions with Axis Bank Insta Easy Credit Card

Downloads