Compare HDFC Bank Infinia Metal Edition Credit Card vs Axis Bank Select Credit Card

Metallic Card
Enjoy complimentary nights and buffet at participating ITC hotels: Book a stay for 3-nights and simply pay for two at participating ITC hotels. Also avail 1+1 complimentary buffet at the participating ITC hotels
In the preceding 12 months, spend 10 lakhs or more to avail renewal membership fee waived off for next year. The Renewal benefit 12,500 Reward Points will be availed upon fee realization and card activation
Enjoy unlimited complimentary golf games at leading courses in India and selected courses across the globe. Unlimited complimentary Golf coaching at selected golf courses in India
Lowest markup fee of 2% on foreign currency transactions
Zero Lost card liability
Enjoy up to 50 days of interest-free period
Revolving Credit is available at nominal interest rate
Global Personal Concierge -24 X 7
Enjoy unlimited complimentary airport lounge access domestic and international using Priority Pass. This benefit is also available for add-on Priority Pass holders
Enjoy wonderful dining benefits with the Good Food Trail program: HDFC Bank x Swiggy Dineout - Good food Trail- Indulge in wonderful discounts by obtaining FLAT 15% EXTRA OFF on dining bills at 35K+ restaurants!
Get 1% fuel surcharge waiver at fuel stations in India on transactions between Rs. 400 and Rs. 1,00,000
You can convert big spends into EMI after the purchase
The credit card is enabled for contactless payments
Accidental Air Death cover worth Rs. 3 Crore
Emergency overseas hospitalization up to Rs. 50 lakhs in case of emergency
Credit Shield Cover for up to Rs. 9 lakhs
Obtain 5 Reward Points on every Rs. 150 retail spending including Insurance, Utilities and Education
Earn up to 10 times Reward Points on travel and shopping spends on Smartbuy

Flat Rs. 500 off per month on minimum purchase of Rs. 3000 on Bigbasket mobile app/website. This is applicable once per month per user
Flat Rs. 200 off on Swiggy mobile app/website. Valid twice a month on minimum transaction of Rs. 1000 per order
12 complimentary International Airport Lounge access via Priority Pass Membership
2 complimentary domestic lounge visits per quarter on the spends of Rs. 50,000 in last 3 months
Do note that the Priority Pass will renew automatically when you have met Rs. 3 lakhs spends in preceding card anniversary year
6 complimentary golf rounds per year. Unlock 6 additional visits by spending Rs. 3 lakhs annually
Annual benefits: Priority Pass Membership renewal on annual spend of 3 Lakh. Renewal of offers on BigBasket and Swiggy
Get 5000 EDGE points on spending Rs. 3 Lakhs in a card anniversary year
Complete annual fee waiver on spending Rs. 8 Lakhs in a card anniversary year
Get 10 Axis EDGE points on every Rs. 200 spends
Get 2X per Rs. 200 on ‘Retail Shopping’ spends
Avail 2X EDGE REWARD Points up to cumulative transactions of Rs. 20,000 per month. For transactions done above Rs. 20,000 per months earn 10 EDGE REWARD Points
Explore curated experiences from across the world with Extraordinary Weekends
1% fuel surcharge refund on fuel transactions between Rs. 400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month.
Rs. 800 off and more via Axis Bank Dining Delight Program with EazyDiner
Purchase protection up to Rs. 1 Lakh
Cumulative cover up to USD 500 for loss of travel documents, delay of check-in baggage, and loss of check-in baggage cover

Pros

Unlimited lounge access at domestic and international airports
Unlimited complimentary golf games at premier golf courses
Complimentary nights and buffet at participating ITC hotels

Cons

The card doesn’t offer any yearly or monthly benefits
No cashback as such
Joining fee on higher side

Pros

Flat Rs. 500 off per month on minimum purchase of Rs. 3000 on Bigbasket mobile app/website
12 complimentary International Airport Lounge access via Priority Pass Membership
2 complimentary domestic lounge visits per quarter on the spends of Rs. 50,000 in last 3 months

Cons