Get 10X CashPoints on your favourite merchants such as Big Basket, BookMyshow, OYO, Swiggy, and Uber. Do note a maximum of 2,500 CashPoints can be earned in a calendar month
Get 5X CashPoints on EMI spends at merchant locations. Do note a maximum of 2,500 CashPoints can be earned in a calendar month
Earn 1 CashPoint for every Rs. 150 on other spends
Get up to 20% discount on partnered restaurants via Swiggy Dineout
Rupay Credit Cardholders can earn 1 RP for every Rs. 150 spent on UPI transactions. The reward points are capped at 500 per calendar month
Zero lost Card liability
Avail up to 50 days of interest-free period
Enjoy Revolving Credit at a nominal interest rate
Enjoy amazing dining benefits with the Good Food Trail program
Get up to 20% savings on all restaurant bill payments via Swiggy Dineout, which consists of 20k + restaurants, and the offer is inclusive of Restaurant and Swiggy Discount. This offer is valid only on payments done via the Swiggy App
1% Fuel Surcharge waiver on fuel transactions. This is applicable for minimum transaction of Rs. 400 and maximum transaction of Rs. 5,000
Get 500 CashPoints- this is applicable only on payment of membership fee
Get the renewal membership fee waived by spending Rs. 50,000 and above in an annual year
Convert your big spends into EMI after purchase
The Credit Card is enabled for contactless payments
Spend Rs. 50,000 or more in a year, before the Credit Card renewal date to get renewal fee waived off
Avail 5% Cashback on purchases on Paytm [Recharge + Utility + Travel + Movies + Mini App]
Avail 3% Cashback on Accelerated Categories such as Swiggy, AJIO, Big Basket & Uber
Get 1% Cashback on all other retail transactions
Obtain up to 50 days of interest free credit
Get up to 4 complimentary add-on cards
Utility Bill Payments: By registering the Credit Card with SmartPay, HDFC Bank's Utility Bill payment service, you can be ensured that all your utility bills will be paid on time easily and conveniently
If your card is lost, by reporting it immediately to the bank's 24-hour call centre, you will have zero liability for any fraudulent transactions made on your card
8 Complimentary access to Domestic Airport Lounges in India in a calendar year
Get a 1% fuel surcharge waived on fuel transactions. This is applicable on minimum transactions of Rs. 400 and maximum transactions of Rs. 5,000
Milestone Benefit: Avail Gift Vouchers worth Rs.500 upon spending Rs. 50,000 every Calendar Quarter
The Paytm HDFC Bank Select Credit Card is designed to allow contactless payments
Avail up to 20% discount on partner restaurants through Dineout
Editor's Review
Pros
Get 10X CashPoints on your favourite merchants such as Big Basket, BookMyshow, OYO, Swiggy, and Uber
Get 5X CashPoints on EMI spends at merchant locations, and 1 CashPoint for every Rs. 150 on other spends
Rupay Credit Cardholders can earn 1 RP for every Rs. 150 spent on UPI transactions
Cons
No golf benefits are provided
No international and domestic airport lounge access
No rewards
Pros
5% Cashback on purchases on Paytm [Recharge + Utility + Travel + Movies + Mini App]
Avail 3% Cashback on Accelerated Categories such as Swiggy, AJIO, Big Basket & Uber
8 Complimentary access to Domestic Airport Lounges in India in a calendar year
Cons
No rewards as such
Get 1% Cashback on all other retail transactions
Milestone benefits could have been made better
More comparisions with HDFC Bank Freedom Credit Card