First Citizen Citi Credit Card vs Tata Titanium Card
VS
Fees
Citibank
Tata
Joining Fees
₹500
₹499
Renewal Fees
₹500
₹499
Network
Visa
Mastercard
Editor's Review
4.5
3.3
Free Lounge Access
No
No
Features
First Citizen Citi Credit Card
- Accelerated Rewards at Shoppers Stop and Ease of Redemption
- Welcome and First-use Benefits worth Rs. 2550
- In-store exclusive Sale Previews and Complimentary Parking
- No Annual Fees for Cardmembers who spend over Rs. 30000 in a membership year
Tata Titanium Card
- 500 Empower points on spends of Rs. 2,000 in the first 60 days
- 1.5% Value back on spends at Croma & cromaretail.com
- On spends on Tata Outlets, get up to 5% Value back
- 3X Points on Departmental and Grocery stores
Editor's Review
First Citizen Citi Credit Card
Pros
- Avail 3 Rs.500 Shoppers Stop vouchers redeemable at Shoppers Stop and Home Stop
- Avail Rs. 500 Shoppers Stop vouchers that are redeemable on Private Brands only
- Fuel surcharge (1%) on fuel purchases at authorized IndianOil outlets
Cons
- No complimentary Airport Lounge access
- High-interest rate
Tata Titanium Card
Pros
- Welcome Benefits
- Get amazing offers and gift vouchers from Tata partner outlets and other brands
- 1.5% Value back on spends at Croma & cromaretail.com
Cons
- High-interest rate
- No airport lounge access
- No Golf games
