First Citizen Citi Credit Card vs Axis Bank MY Zone Easy Credit Card

Joining Fees

₹500

₹500

Editor's Rating

4.5

3.4

Key Features

  • Accelerated Rewards at Shoppers Stop and Ease of Redemption
  • Welcome and First-use Benefits worth Rs. 2550
  • In-store exclusive Sale Previews and Complimentary Parking
  • No Annual Fees for Cardmembers who spend over Rs. 30000 in a membership year 
  • 25% Cashback on online and box office movie ticket purchase
  • Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
  • 15% discount at restaurants with Dining Delights

Editor's Review

Pros

  • Avail 3 Rs.500 Shoppers Stop vouchers redeemable at Shoppers Stop and Home Stop
  • Avail Rs. 500 Shoppers Stop vouchers that are redeemable on Private Brands only
  • Fuel surcharge (1%) on fuel purchases at authorized IndianOil outlets

Cons

  • No complimentary Airport Lounge access 
  • High-interest rate

Pros

  • Get the My Zone Easy Credit Card against the FDs with Axis Bank
  • 4 points with every Rs. 200 spent
  • 25% cashback on movies

Cons            

  • No Golf/coaching sessions
  • No airport lounge visits


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