First Citizen Citi Credit Card vs Yatra SBI Card
Joining Fees
₹500
₹499
Editor's Rating
4.5
2.6
Key Features
- Accelerated Rewards at Shoppers Stop and Ease of Redemption
- Welcome and First-use Benefits worth Rs. 2550
- In-store exclusive Sale Previews and Complimentary Parking
- No Annual Fees for Cardmembers who spend over Rs. 30000 in a membership year
- Obtain Rs. 1,000 off on domestic flight bookings. Discount available on minimum transaction of Rs. 5,000
- Obtain Rs. 4,000 off on international flight bookings. Discount available on minimum transaction of Rs. 40,000
- Get 20% off on domestic hotels (Discount available on minimum transaction of Rs. 3,000, and Max. discount of Rs. 2,000)
- Earn 6 Reward Points on every Rs. 100 spend on Grocery, Departmental Stores, Dining, Movies, Entertainment and International spends
- Obtain Complimentary Air Accident cover of Rs. 50 lakh
Editor's Review
Pros
- Avail 3 Rs.500 Shoppers Stop vouchers redeemable at Shoppers Stop and Home Stop
- Avail Rs. 500 Shoppers Stop vouchers that are redeemable on Private Brands only
- Fuel surcharge (1%) on fuel purchases at authorized IndianOil outlets
Cons
- No complimentary Airport Lounge access
- High-interest rate
Pros
- To avail a lower rate of interest and repay in EMIs, just transfer the outstanding balance on your other bank’s credit card to your Yatra SBI Card
