First Citizen Citi Credit Card vs InterMiles IndusInd Bank Odyssey Amex Credit Card

First Citizen Citi Credit Card
First Citizen Citi Credit Card
Citibank · Visa
4.5
₹500 / Joining Fees
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VS
InterMiles IndusInd Bank Odyssey Amex Credit Card
InterMiles IndusInd Bank Odyssey Amex Credit Card
IndusInd Bank · Amex
3.7
₹10,000 / Joining Fees
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Fees
Citibank
IndusInd Bank
Joining Fees
₹500
₹10,000
Renewal Fees
₹500
₹4,000
Network
Visa
Amex
Editor's Review
4.5
3.7
Free Lounge Access
No
Yes
Features
First Citizen Citi Credit Card
  • Accelerated Rewards at Shoppers Stop and Ease of Redemption
  • Welcome and First-use Benefits worth Rs. 2550
  • In-store exclusive Sale Previews and Complimentary Parking
  • No Annual Fees for Cardmembers who spend over Rs. 30000 in a membership year 
InterMiles IndusInd Bank Odyssey Amex Credit Card
  • Increase weekend fun by earning 6 InterMiles per Rs. 100 spent
  • 2x InterMiles on all InterMiles Spends
  • Welcome Bonus of 15000 InterMiles
  • Indulge in an exciting life full of privileges with offers on dining, movies, and more 
Editor's Review
First Citizen Citi Credit Card

Pros

  • Avail 3 Rs.500 Shoppers Stop vouchers redeemable at Shoppers Stop and Home Stop
  • Avail Rs. 500 Shoppers Stop vouchers that are redeemable on Private Brands only
  • Fuel surcharge (1%) on fuel purchases at authorized IndianOil outlets

Cons

  • No complimentary Airport Lounge access 
  • High-interest rate
InterMiles IndusInd Bank Odyssey Amex Credit Card

Pros

  • BookMyShow offer
  • VIP airport lounges
  • Travel Insurance Cover

Cons

  • No Golf Privileges 
  • High Joining Fee

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