First Citizen Citi Credit Card vs Axis Bank Magnus Credit Card
Joining Fees
₹500
₹10,000
Editor's Rating
4.5
4.3
Key Features
- Accelerated Rewards at Shoppers Stop and Ease of Redemption
- Welcome and First-use Benefits worth Rs. 2550
- In-store exclusive Sale Previews and Complimentary Parking
- No Annual Fees for Cardmembers who spend over Rs. 30000 in a membership year
- 12 Axis EDGE REWARDS Points on every Rs. 200 that you spend
- 25,000 EDGE REWARDS Points worth Rs. 5,000 on monthly spends of Rs. 1 Lakh
- 5X EDGE REWARDS on travel spends via TRAVEL EDGE
- 8 complimentary end-to-end VIP services at the airport and 8 Complimentary International Lounge visits per year with the Priority Pass Card
- Unlimited visits to select Airport Lounges in India
- Bookmyshow benefits: Purchase one movie/non-movie ticket and get up to Rs.500 off on the second
- Avail 40% discount at 4000+ partnered restaurants in India
- Indulge in hand-picked experiences around the globe with Extraordinary Weekends
- Get Virtual health assistance including tele-consultation, health coaching, home quarantine programs, personalized oncology care and more
- Get expert medical opinion from the panel of world class specialists at leading institutions
- Get special preventive healthcare packages and a range of privileges with SRL diagnostics, Dr. Lal PathLab and Metropolis
- No cash withdrawal fees
- 24X7 DEDICATED CONCIERGE
Editor's Review
Pros
- Avail 3 Rs.500 Shoppers Stop vouchers redeemable at Shoppers Stop and Home Stop
- Avail Rs. 500 Shoppers Stop vouchers that are redeemable on Private Brands only
- Fuel surcharge (1%) on fuel purchases at authorized IndianOil outlets
Cons
- No complimentary Airport Lounge access
- High-interest rate
Pros
- Global Travel and Medical Assistance
- Annual Fee of Rs 10,000 + Taxes waived off on the spend of Rs.15 lakhs in preceding year
- Reduced mark-up fee of 2% on foreign transactions
Cons
- No Golf/coaching sessions
