Tata Titanium Card vs Spar SBI Card PRIME

Joining Fees

₹499

₹2,999

Editor's Rating

3.3

2.5

Key Features

  • 500 Empower points on spends of Rs. 2,000 in the first 60 days
  • 1.5% Value back on spends at Croma & cromaretail.com
  • On spends on Tata Outlets, get up to 5% Value back 
  • 3X Points on Departmental and Grocery stores
  • Cumulative milestone benefits up to 58,000 RP worth Rs 14,500
  • On overall annual retail spends of Rs 500,000, avail 20,000 bonus Reward Points
  • On annual spends of Rs 40,000 across all Landmark Stores, earn 6000 bonus Reward Points
  • On annual spends of Rs 100,000 across all Landmark Stores, earn 12,000 bonus Reward Points
  • 1% Fuel Surcharge Waiver 

Editor's Review

Pros

  • Welcome Benefits 
  • Get amazing offers and gift vouchers from Tata partner outlets and other brands
  • 1.5% Value back on spends at Croma & cromaretail.com

Cons

  • High-interest rate
  • No  airport lounge access 
  • No Golf games

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • Welcome Benefits include getting 12,000 bonus reward points equivalent to Rs. 3,000 on payment of Annual Fees
  • Spar SBI Card PRIME can be used in over 24 million outlets globally, including 3,25,000 outlets in India
  • Avail 20,000 bonus Reward Points on annual spends of Rs 180,000 across all Landmark Stores               

Cons 

  • No Golf/coaching sessions
  • Usage of USD 27 plus applicable taxes will be charged on Spar SBI card PRIME for all visits post the complimentary visits


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