First Citizen Citi Credit Card vs RBL Bank Platinum Advantage SuperCard

First Citizen Citi Credit Card
First Citizen Citi Credit Card
Citibank · Visa
4.5
₹500 / Joining Fees
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VS
RBL Bank Platinum Advantage SuperCard
RBL Bank Platinum Advantage SuperCard
RBL Bank · Mastercard
3.4
₹499 / Joining Fees
Apply Now →
Fees
Citibank
RBL Bank
Joining Fees
₹500
₹499
Renewal Fees
₹500
₹499
Network
Visa
Mastercard
Editor's Review
4.5
3.4
Free Lounge Access
No
No
Features
First Citizen Citi Credit Card
  • Accelerated Rewards at Shoppers Stop and Ease of Redemption
  • Welcome and First-use Benefits worth Rs. 2550
  • In-store exclusive Sale Previews and Complimentary Parking
  • No Annual Fees for Cardmembers who spend over Rs. 30000 in a membership year 
RBL Bank Platinum Advantage SuperCard

* Earn 1 Reward Point for every Rs. 100 spend on all spends
* Get a fuel surcharge waiver of up to Rs. 100 per month
* Avail 20% off on BookMyShow, 15 times in a year up to Rs. 100 in each transaction
* Contactless Transactions: Tap the card and instantly in a convenient way make payments at retail outlets
* Purchase Limit: Using the tap & pay feature, make payments of up to Rs. 5000 at a time
* Global Acceptance
* Access the cash at any ATM in India or Overseas which displays MasterCard/Visa/Cirrus/Maestro sign
* The card is equipped with a PIN-based-EMV chip
* Zero Fraud Liability: If the Card gets lost or stolen, inform the bank

Editor's Review
First Citizen Citi Credit Card

Pros

  • Avail 3 Rs.500 Shoppers Stop vouchers redeemable at Shoppers Stop and Home Stop
  • Avail Rs. 500 Shoppers Stop vouchers that are redeemable on Private Brands only
  • Fuel surcharge (1%) on fuel purchases at authorized IndianOil outlets

Cons

  • No complimentary Airport Lounge access 
  • High-interest rate
RBL Bank Platinum Advantage SuperCard

Pros
* Annual Rewards worth Rs. 3,450+
* Offers on Movies
* Get Rewards on all spends

Cons
* No golf benefits
* No airmiles
* No airport lounge access

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