First Citizen Citi Credit Card vs Axis Bank Reserve Credit Card
Joining Fees
₹500
₹30,000
Editor's Rating
4.5
3.7
Key Features
- Accelerated Rewards at Shoppers Stop and Ease of Redemption
- Welcome and First-use Benefits worth Rs. 2550
- In-store exclusive Sale Previews and Complimentary Parking
- No Annual Fees for Cardmembers who spend over Rs. 30000 in a membership year
- Complimentary airport concierge services and complimentary luxury airport transfers
- Air accident cover: Rs.450 Lakhs
- Concessions on health and wellness coaching at Weljii
- Exclusive offers at Oberoi hotels and resorts
Editor's Review
Pros
- Avail 3 Rs.500 Shoppers Stop vouchers redeemable at Shoppers Stop and Home Stop
- Avail Rs. 500 Shoppers Stop vouchers that are redeemable on Private Brands only
- Fuel surcharge (1%) on fuel purchases at authorized IndianOil outlets
Cons
- No complimentary Airport Lounge access
- High-interest rate
Pros
- Fuel Surcharge Waiver
- Handcrafted Club Marriott Asia Pacific Membership
- Exclusive offers at Oberoi Hotels and Resorts
Cons
- High Joining and Annual Fees
