Accelerated Rewards at Shoppers Stop and Ease of Redemption
Welcome and First-use Benefits worth Rs. 2550
In-store exclusive Sale Previews and Complimentary Parking
No Annual Fees for Cardmembers who spend over Rs. 30000 in a membership year
Level up the travel with up to 40X benefits! The card has annual fee of Rs. 500, so the cardholder can end up with benefits worth up to Rs. 20,000 annually by shopping, dining, travel bookings, and more with this Card. That’s 40 times the value of the annual fee
Redeem the Reward Points directly on IRCTC at incredible value - 1 Reward Point = Rs. 1
Navigate the daily commutes effortlessly at metro and bus stations by simply tapping the card
Enjoy a seamless payment process by using UPI, simply scan and pay for a smooth transaction process
8 complimentary (2 visits per quarter) lounge access at railway stations
Enjoy Rs. 5,000 cancellation protection in case a train is cancelled at the last minute
Transaction charges of 1% will be reversed on IRCTC RBL Bank Credit Card. Max Rs. 200 surcharge waiver per month on transaction up to Rs. 5,000
Get 5 Reward Points per Rs. 200 spent on train ticket bookings via the IRCTC website or App
Get 3 Reward Points per Rs. 200 swiped on FASTag recharge from RBL Bank Digital Channels/NCMC Reload/UTS App
Along with getting rewards on train tickets, cardholder can also avail 2 Reward Points per Rs. 200 spent on booking flights, hotels and cruises from the IRCTC website or App
Get 1 Reward Point per Rs. 200 spent everywhere
Editor's Review
Pros
Avail 3 Rs.500 Shoppers Stop vouchers redeemable at Shoppers Stop and Home Stop
Avail Rs. 500 Shoppers Stop vouchers that are redeemable on Private Brands only
Fuel surcharge (1%) on fuel purchases at authorized IndianOil outlets
Cons
No complimentary Airport Lounge access
High-interest rate
Pros
8 complimentary (2 visits per quarter) lounge access at railway stations and get Rs. 5,000 cancellation protection in case a train is cancelled at the last minute
Avail 2 Reward Points per Rs. 200 spent on booking flights, hotels and cruises from the IRCTC website or App
Welcome benefits
Cons
No dining or movie benefits
No golf benefits
No international/domestic airport lounge access
More comparisions with First Citizen Citi Credit Card