First Citizen Citi Credit Card vs Kotak Corporate Platinum Credit Card

Joining Fees

₹500

₹999

Editor's Rating

4.5

4

Key Features

  • Accelerated Rewards at Shoppers Stop and Ease of Redemption
  • Welcome and First-use Benefits worth Rs. 2550
  • In-store exclusive Sale Previews and Complimentary Parking
  • No Annual Fees for Cardmembers who spend over Rs. 30000 in a membership year 
  • Convenient and Easy Redemption Process
  • Fuel Surcharge Waiver
  • Railway Surcharge Waiver
  • Ease of Payment for Employees 

Editor's Review

Pros

  • Avail 3 Rs.500 Shoppers Stop vouchers redeemable at Shoppers Stop and Home Stop
  • Avail Rs. 500 Shoppers Stop vouchers that are redeemable on Private Brands only
  • Fuel surcharge (1%) on fuel purchases at authorized IndianOil outlets

Cons

  • No complimentary Airport Lounge access 
  • High-interest rate

Pros

  • With the Corporate Platinum Credit Card earn higher reward points
  • Empowerment of the Company
  • Hassle-Free Travel Spends

Cons

  • No Golf Privileges 
  • No Concierge Services 


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