First Citizen Citi Credit Card vs Kotak Corporate Platinum Credit Card

• Accelerated Rewards at Shoppers Stop and Ease of Redemption
• Welcome and First-use Benefits worth Rs. 2550
• In-store exclusive Sale Previews and Complimentary Parking
• No Annual Fees for Cardmembers who spend over Rs. 30000 in a membership year 

• Convenient and Easy Redemption Process
• Fuel Surcharge Waiver
• Railway Surcharge Waiver
• Ease of Payment for Employees 

Pros

• Avail 3 Rs.500 Shoppers Stop vouchers redeemable at Shoppers Stop and Home Stop
• Avail Rs. 500 Shoppers Stop vouchers that are redeemable on Private Brands only
• Fuel surcharge (1%) on fuel purchases at authorized IndianOil outlets

Cons

• No complimentary Airport Lounge access 
• High-interest rate

Pros

• With the Corporate Platinum Credit Card earn higher reward points
• Empowerment of the Company
• Hassle-Free Travel Spends

Cons

• No Golf Privileges 
• No Concierge Services