First Citizen Citi Credit Card vs RBL Bank Fun+ Credit Card

First Citizen Citi Credit Card
First Citizen Citi Credit Card
Citibank · Visa
4.5
₹500 / Joining Fees
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VS
RBL Bank Fun+ Credit Card
RBL Bank Fun+ Credit Card
RBL Bank · Mastercard
3.3
₹499 / Joining Fees
Apply Now →
Fees
Citibank
RBL Bank
Joining Fees
₹500
₹499
Renewal Fees
₹500
₹499
Network
Visa
Mastercard
Editor's Review
4.5
3.3
Free Lounge Access
No
No
Features
First Citizen Citi Credit Card
  • Accelerated Rewards at Shoppers Stop and Ease of Redemption
  • Welcome and First-use Benefits worth Rs. 2550
  • In-store exclusive Sale Previews and Complimentary Parking
  • No Annual Fees for Cardmembers who spend over Rs. 30000 in a membership year 
RBL Bank Fun+ Credit Card

* On spending Rs. 5000 every month, avail BookMyShow movie voucher worth Rs. 500
* Complimentary vouchers worth Rs. 3000
* When the annual spends cross Rs.4 lakhs, avail 12,000 Reward Points, which can be redeemable for select vouchers worth Rs. 3000 at rblrewards.com, on crossing Rs. 4,00,000 annual spends
* Get 20 reward points for Rs. 100 spent on dining on weekends
* Get 10 reward points for Rs.100 spent at Pizza Hut, KFC outlets, and at www.bookmyshow.com
* Get 1 Reward point for Rs. 100 on all purchases except fuel
* Avail 10% discount on movies at BookMyShow for 15 transactions in a year, with a maximum discount of Rs. 100 for each transaction
* Avail waiver of fuel surcharge at any petrol pump in India up to Rs. 100 every month. It’s applicable for transactions between Rs. 500 to Rs. 4000

Editor's Review
First Citizen Citi Credit Card

Pros

  • Avail 3 Rs.500 Shoppers Stop vouchers redeemable at Shoppers Stop and Home Stop
  • Avail Rs. 500 Shoppers Stop vouchers that are redeemable on Private Brands only
  • Fuel surcharge (1%) on fuel purchases at authorized IndianOil outlets

Cons

  • No complimentary Airport Lounge access 
  • High-interest rate
RBL Bank Fun+ Credit Card

Pros
* Complimentary BookMyShow voucher worth Rs. 500
* Get 5% value back on your dining spends on weekends
* 10% discount on movies at BookMyShow

Cons
* No golf benefits
* No airmiles
* No complimentary airport lounge access

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