First Citizen Citi Credit Card vs ICICI Bank Manchester United Platinum Credit Card

First Citizen Citi Credit Card
First Citizen Citi Credit Card
Citibank · Visa
4.5
₹500 / Joining Fees
Apply Now →
VS
ICICI Bank Manchester United Platinum Credit Card
ICICI Bank Manchester United Platinum Credit Card
ICICI Bank · Visa
3.4
₹499 / Joining Fees
Apply Now →
Fees
Citibank
ICICI Bank
Joining Fees
₹500
₹499
Renewal Fees
₹500
₹499
Network
Visa
Visa
Editor's Review
4.5
3.4
Free Lounge Access
No
Yes
Features
First Citizen Citi Credit Card
  • Accelerated Rewards at Shoppers Stop and Ease of Redemption
  • Welcome and First-use Benefits worth Rs. 2550
  • In-store exclusive Sale Previews and Complimentary Parking
  • No Annual Fees for Cardmembers who spend over Rs. 30000 in a membership year 
ICICI Bank Manchester United Platinum Credit Card

* 1 complimentary domestic airport lounges access per quarter in India
* 25% discount, up to Rs. 100, on selected cinema ticket retailers
* 1% fuel surcharge, which is valid on a maximum spend of Rs. 4000 per transaction at all HPCL pumps
* Visa Lounge Access: Relax in luxury and enjoy gourmet meals, comfortable seating, free Wi-Fi, widescreen TVs and beverage services.
* Domestic Airport Lounge Benefit: 1 complimentary airport lounge access per quarter
* Avail up to 3 Reward Points on every Rs. 100 spent on retail purchases except fuel
* Through ICICI Culinary Treats Programme avail dining benefits such as saving 15% on dining bills across more than 2,500 restaurants in India
* The annual fee gets waived off if spendings have gone more than Rs. 1,25,000 in the previous year

Editor's Review
First Citizen Citi Credit Card

Pros

  • Avail 3 Rs.500 Shoppers Stop vouchers redeemable at Shoppers Stop and Home Stop
  • Avail Rs. 500 Shoppers Stop vouchers that are redeemable on Private Brands only
  • Fuel surcharge (1%) on fuel purchases at authorized IndianOil outlets

Cons

  • No complimentary Airport Lounge access 
  • High-interest rate
ICICI Bank Manchester United Platinum Credit Card

Pros

* Welcome Benefits

* 1 complimentary domestic airport lounges access per quarter in India

* 25% discount, up to Rs. 100, on selected cinema ticket retailers

Cons

* No insurance benefits

* No golf benefits

* No international lounge access

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