First Citizen Citi Credit Card vs PVR Kotak Gold Credit Card
VS
Fees
Citibank
Kotak Mahindra Bank
Joining Fees
₹500
₹499
Renewal Fees
₹500
₹499
Network
Visa
Visa
Editor's Review
4.5
4.2
Free Lounge Access
No
No
Features
First Citizen Citi Credit Card
- Accelerated Rewards at Shoppers Stop and Ease of Redemption
- Welcome and First-use Benefits worth Rs. 2550
- In-store exclusive Sale Previews and Complimentary Parking
- No Annual Fees for Cardmembers who spend over Rs. 30000 in a membership year
PVR Kotak Gold Credit Card
- Obtain 15% Cash-back on Food and Beverages at PVR
- Obtain 5% Cash-back on Movie tickets at PVR Box Office
- No Joining Fee for the first year
- Insurance Cover for Lost or Stolen Cards: PVR Gold Amount Insured per year Rs. 50,000
Editor's Review
First Citizen Citi Credit Card
Pros
- Avail 3 Rs.500 Shoppers Stop vouchers redeemable at Shoppers Stop and Home Stop
- Avail Rs. 500 Shoppers Stop vouchers that are redeemable on Private Brands only
- Fuel surcharge (1%) on fuel purchases at authorized IndianOil outlets
Cons
- No complimentary Airport Lounge access
- High-interest rate
PVR Kotak Gold Credit Card
Pros
- Avail 1 free PVR ticket every month on spends of Rs. 10,000 ( each ticket up to Rs.400)
- Avail 2 free PVR tickets every month on spends of Rs. 15,000
Cons
- No complimentary Golf lessons/green
- No complimentary Airport Lounge access
