First Citizen Citi Credit Card vs ICICI Bank Manchester United Signature Credit Card

Joining Fees

₹500

₹2,499

Editor's Rating

4.5

3.6

Key Features

  • Accelerated Rewards at Shoppers Stop and Ease of Redemption
  • Welcome and First-use Benefits worth Rs. 2550
  • In-store exclusive Sale Previews and Complimentary Parking
  • No Annual Fees for Cardmembers who spend over Rs. 30000 in a membership year 
  • Annual fee will get waived off if you spend more than Rs. 2,50,000 in the previous year
  • Enjoy Exclusive Manchester United Experience:

The top most spender every month, across all the Cardholders from both variants, will get a signed Manchester United jersey, a match ticket and up to 10% discount on merchandise on the Manchester United online store. Top 18 spenders will get an exclusive fully paid “Manchester United Experience” with:

A. A private tour of the stadium and museum in Manchester, England

B. Opportunity to watch a part of a training session of the First Team Squad

C. A visit to the Manchester United megastore at the stadium

  • Avail waiver of 1% on fuel surcharge, which is valid on a maximum spend of Rs. 4,000 per transaction at all HPCL pumps
  • Visa Lounge Access: Domestic Airport Lounge Benefit- Avail 2 complimentary airport lounge accesses per quarter
  • Obtain up to 5 ICICI Bank Reward Points on every Rs 100 spent on all retail purchases except fuel
  • BookMyShow And Inox: Get 25% discount capped up to Rs 150 on purchase of minimum two tickets per transaction. This benefit can be availed two times in a month on BookMyShow and Inox individually

Editor's Review

Pros

  • Avail 3 Rs.500 Shoppers Stop vouchers redeemable at Shoppers Stop and Home Stop
  • Avail Rs. 500 Shoppers Stop vouchers that are redeemable on Private Brands only
  • Fuel surcharge (1%) on fuel purchases at authorized IndianOil outlets

Cons

  • No complimentary Airport Lounge access 
  • High-interest rate

Pros

  • 2 complimentary access to domestic airport lounges per quarter
  • Visa Lounge Access: Domestic Airport Lounge Benefit- Avail 2 complimentary airport lounge accesses per quarter
  • Obtain up to 5 ICICI Bank Reward Points on every Rs 100 spent on all retail purchases except fuel

Cons

  • No Insurance Benefits
  • No Golf Benefits
  • No International Lounge Access


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