First Citizen Citi Credit Card vs Canara Bank Global Gold Card

Joining Fees

₹500

₹250

Editor's Rating

4.5

3.3

Key Features

  • Accelerated Rewards at Shoppers Stop and Ease of Redemption
  • Welcome and First-use Benefits worth Rs. 2550
  • In-store exclusive Sale Previews and Complimentary Parking
  • No Annual Fees for Cardmembers who spend over Rs. 30000 in a membership year 
  • Earn Two Rewards points for every purchase transaction including E-commerce transaction of Rs 100. One point is equal to Rs 0.25. Option for Encashment of Reward Points is available, too
  • Complimentary accidental death insurance cover for self and spouse/Insurance cover up to Rs. 8 Lakh for self and spouse
  • Health insurance cover at concessional premium without pre-medical check-up. 
  • This card is accepted Domestically and Globally 
  • Affiliation: Visa / MasterCard / RuPay 

Editor's Review

Pros

  • Avail 3 Rs.500 Shoppers Stop vouchers redeemable at Shoppers Stop and Home Stop
  • Avail Rs. 500 Shoppers Stop vouchers that are redeemable on Private Brands only
  • Fuel surcharge (1%) on fuel purchases at authorized IndianOil outlets

Cons

  • No complimentary Airport Lounge access 
  • High-interest rate

Pros

  • Shopping & Lifestyle Offers 
  • Dining Offers
  • Travel & Attraction Offers

 

Cons

  • No Golf Privileges 
  • No Airport Lounge Access
  • No Fuel Surcharge Waiver 


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